Visa (WAR:VISA) Margin of Safety % (DCF Earnings Based): -12.78% (As of Jun. 25, 2026)


WAR:VISA Visa Inc WAR:VISA
96 GF Score
Price zł1,231.80
GF Value zł1,541.76
! 2 Warning Signs
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What is Visa Margin of Safety % (DCF Earnings Based)?

Visa WAR:VISA 96 Margin of Safety % (DCF Earnings Based) is -12.78% as of Jun. 25, 2026. GuruFocus rates WAR:VISA with a GF Score™ of 96/100 and a GF Value™ of zł1,541.76. The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Visa's Predictability Rank is 5-Stars. Visa's intrinsic value calculated from the Discounted Earnings model is zł1092.23 and current share price is zł1231.80. Consequently,

Visa's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -12.78%.

WAR:VISA vs MA, AXP, COF: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Visa's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Visa Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Visa's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Visa's Margin of Safety % (DCF Earnings Based) falls into.


WAR:VISA
96GF Score
Visa Inc WAR:VISA
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Visa Margin of Safety % (DCF Earnings Based) Calculation

Visa's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(1092.23-1231.80)/1092.23
=-12.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -12.78% mean?
Visa (WAR:VISA) has a Margin of Safety % (DCF Earnings Based) of -12.78% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Visa.
Is Visa's Margin of Safety % (DCF Earnings Based) too high?
Visa's current Margin of Safety % (DCF Earnings Based) is -12.78%. Overall, Visa has a GF Score™ of 96/100, reflecting its overall financial health beyond just this single metric.
How does Visa's Margin of Safety % (DCF Earnings Based) compare to MA and AXP?
Visa's Margin of Safety % (DCF Earnings Based) of -12.78% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Credit Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Visa. Visa's current Margin of Safety % (DCF Earnings Based) is -12.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Visa stock overvalued right now?
Visa (WAR:VISA) has a current Margin of Safety % (DCF Earnings Based) of -12.78%. The stock's GF Value™ is zł1,541.76, compared to a current price of zł1,231.80 — trading 20.1% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -12.78%. Visa's overall GF Score™ is 96/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Visa (WAR:VISA), the current Margin of Safety % (DCF Earnings Based) is -12.78% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Visa (WAR:VISA) Overvalued in 2026?

Based on GuruFocus' analysis, Visa stock appears to be undervalued. The current stock price of zł1,231.80 is trading 20.1% below its estimated GF Value™ of zł1,541.76.

Key valuation signals for WAR:VISA:

  • Margin of Safety % (DCF Earnings Based): -12.78%
  • GF Value™: zł1,541.76 vs. price of zł1,231.80 (20.1% below fair value)
  • GF Score™: 96/100 with 2 warning signs

No single metric tells the full story. See the WAR:VISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Visa Business Description

Address P.O. Box 8999, San Francisco, CA, USA, 94128-8999
Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.
96GF Score

Get the complete analysis for WAR:VISA

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł1,231.80
Price
zł1,541.76
GF Value