Nepal Life Insurance Co (XNEP:NLIC) EBIT: NPR4,354 Mil (TTM As of Apr. 2026)

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XNEP:NLIC Nepal Life Insurance Co Ltd XNEP:NLIC
89 GF Score
Price NPR758.00
GF Value NPR1,378.40
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Nepal Life Insurance Co EBIT?

Nepal Life Insurance Co XNEP:NLIC -1.43% 89 EBIT is NPR4,354 Mil as of Apr. 2026. GuruFocus rates XNEP:NLIC with a GF Score™ of 89/100 and a GF Value™ of NPR1,378.40 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Nepal Life Insurance Co's earnings before interest and taxes (EBIT) for the three months ended in Apr. 2026 was NPR1,232 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Apr. 2026 was NPR4,354 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Nepal Life Insurance Co's annualized ROC % for the quarter that ended in Apr. 2026 was 0.21%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Nepal Life Insurance Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Apr. 2026 was 5.43%.


Nepal Life Insurance Co  (XNEP:NLIC) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Nepal Life Insurance Co's annualized ROC % for the quarter that ended in Apr. 2026 is calculated as:

ROC % (Q: Apr. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jan. 2026 ) + Invested Capital (Q: Apr. 2026 ))/ count )
=4928.272 * ( 1 - 88.35% )/( (268508.0227 + 291171.24315)/ 2 )
=574.143688/279839.632925
=0.21 %

where

Invested Capital(Q: Jan. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=272695.861 - 231.046 - ( 4827.324 - 5% * 17410.634 )
=268508.0227

Invested Capital(Q: Apr. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=294069.148 - 67.875 - ( 3658.005 - 5% * 16559.503 )
=291171.24315

Note: The EBIT data used here is four times the quarterly (Apr. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Nepal Life Insurance Co's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Apr. 2026 )
=4353.643/80157.924
=5.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Nepal Life Insurance Co EBIT Related Terms


Nepal Life Insurance Co EBIT Historical Data

* Premium members only.

The historical data trend for Nepal Life Insurance Co's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Life Insurance Co EBIT Chart

Nepal Life Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27,777.42 2,386.94 4,708.07 5,437.93 5,759.73

Nepal Life Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 505.64 1,114.18 1,077.56 929.83 1,232.07

XNEP:NLIC vs AFL, MET, PRU: EBIT Comparison

For the Insurance - Life subindustry, Nepal Life Insurance Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Life Insurance Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Nepal Life Insurance Co's EV-to-EBIT falls into.


XNEP:NLIC
89GF Score
Nepal Life Insurance Co Ltd XNEP:NLIC
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Life Insurance Co EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR4,354 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of NPR4,354 Mil mean?
Nepal Life Insurance Co (XNEP:NLIC) has a EBIT of NPR4,354 Mil as of Apr. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Nepal Life Insurance Co.
Is Nepal Life Insurance Co's EBIT too high?
Nepal Life Insurance Co's current EBIT is NPR4,354 Mil. Overall, Nepal Life Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's EBIT compare to AFL and MET?
Nepal Life Insurance Co's EBIT of NPR4,354 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Nepal Life Insurance Co. Nepal Life Insurance Co's current EBIT is NPR4,354 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,378.40, compared to a current price of NPR758.00 — trading 45% below its estimated fair value. The current EBIT is NPR4,354 Mil. Nepal Life Insurance Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current EBIT is NPR4,354 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued. The current stock price of NPR758.00 is trading 45% below its estimated GF Value™ of NPR1,378.40. GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.

Key valuation signals for XNEP:NLIC:

  • EBIT: NPR4,354 Mil
  • GF Value™: NPR1,378.40 vs. price of NPR758.00 (45% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Life Insurance Co Business Description

Address Kamaladi, Baluwatar Complex, Kathmandu, NPL
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
89GF Score

Get the complete analysis for XNEP:NLIC

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR758.00
Price
NPR1,378.40
GF Value