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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NLIC vs MET, AFL, PRU: OCF Margin % Comparison
For the Insurance - Life subindustry, Nepal Life Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Life Insurance Co OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Life Insurance Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Life Insurance Co (XNEP:NLIC) has a OCF Margin % of 25.97% as of Jul. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nepal Life Insurance Co and its competitors. This is 19% below median its historical median of 32.18. Over the past decade, Nepal Life Insurance Co's OCF Margin % has ranged from 20.08 to 45.79. According to the industry distribution chart, Nepal Life Insurance Co ranks #62 out of 496 companies in the Insurance industry, placing it in the top 12.5%.
Is Nepal Life Insurance Co's OCF Margin % too high?
Nepal Life Insurance Co's current OCF Margin % of 25.97% is 19% below median its 10-year median of 32.18. Over the past 10 years, this metric has ranged from a low of 20.08 to a high of 45.79. The Insurance industry median OCF Margin % is 10.68. Nepal Life Insurance Co's value of 25.97% is 143.3% above this industry median. Based on the distribution chart, Nepal Life Insurance Co ranks #62 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Life Insurance Co has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's OCF Margin % compare to MET and AFL?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #62 out of 496 companies for OCF Margin %. This places Nepal Life Insurance Co in the top 13% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.68. Nepal Life Insurance Co's value of 25.97% is 143.3% above this benchmark. Historically, Nepal Life Insurance Co's own OCF Margin % has ranged from 20.08 to 45.79 over the past decade. While the company's 10-year median is 32.18 vs. the industry median of 10.68, Nepal Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.68, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Life Insurance Co's current OCF Margin % of 25.97% is 143.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current OCF Margin % is 25.97%, which is 19% below median its own 10-year median of 32.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR813.72, compared to a current price of NPR709.00 — trading 12.9% below its estimated fair value. The current OCF Margin % is 25.97%, which is 19% below median its 10-year median of 32.18 and 143.3% above the Insurance industry median of 10.68. Nepal Life Insurance Co's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current OCF Margin % is 25.97% as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued.
The current stock price of NPR709.00 is trading 12.9% below its estimated GF Value™ of NPR813.72.
GuruFocus considers Nepal Life Insurance Co to be Modestly Undervalued.
Key valuation signals for XNEP:NLIC:
OCF Margin %: 25.97% (19% below median its 10-year median of 32.18)
GF Value™: NPR813.72 vs. price of NPR709.00 (12.9% below fair value)
Industry Position: 143.3% above the Insurance median (#62 of 496)
No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
91GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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