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Nepal Life Insurance CoXNEP:NLIC 87 5-Year Yield-on-Cost % is 2.31 as of Sep. 04, 2026, which is 16% above its 10-year median of 1.99. GuruFocus rates XNEP:NLIC with a GF Score™ of 87/100 and a GF Value™ of NPR1,397.81 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 420 Insurance companies, Nepal Life Insurance Co ranks worse than 73.81% on this metric.
Nepal Life Insurance Co (XNEP:NLIC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Nepal Life Insurance Co 5-Year Yield-on-Cost % Related Terms
XNEP:NLIC vs MET, AFL, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Nepal Life Insurance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Life Insurance Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Nepal Life Insurance Co's 5-Year Yield-on-Cost % falls into.
Nepal Life Insurance Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Nepal Life Insurance Co (XNEP:NLIC) has a 5-Year Yield-on-Cost % of 2.31 as of Sep. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nepal Life Insurance Co and its competitors. This is 16% above median its historical median of 1.99. Over the past decade, Nepal Life Insurance Co's 5-Year Yield-on-Cost % has ranged from 0.03 to 4.24. According to the industry distribution chart, Nepal Life Insurance Co ranks #310 out of 420 companies in the Insurance industry, placing it in the top 73.8%.
Is Nepal Life Insurance Co's 5-Year Yield-on-Cost % too high?
Nepal Life Insurance Co's current 5-Year Yield-on-Cost % of 2.31 is 16% above median its 10-year median of 1.99. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 4.24. The Insurance industry median 5-Year Yield-on-Cost % is 3.86. Nepal Life Insurance Co's value of 2.31 is 40.2% below this industry median. Based on the distribution chart, Nepal Life Insurance Co ranks #310 out of 420 companies in the Insurance industry, which is below the industry midpoint. Overall, Nepal Life Insurance Co has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's 5-Year Yield-on-Cost % compare to MET and AFL?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #310 out of 420 companies for 5-Year Yield-on-Cost %. This places Nepal Life Insurance Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Nepal Life Insurance Co's value of 2.31 is 40.2% below this benchmark. Historically, Nepal Life Insurance Co's own 5-Year Yield-on-Cost % has ranged from 0.03 to 4.24 over the past decade. While the company's 10-year median is 1.99 vs. the industry median of 3.86, Nepal Life Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.86, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Life Insurance Co's current 5-Year Yield-on-Cost % of 2.31 is 40.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current 5-Year Yield-on-Cost % is 2.31, which is 16% above median its own 10-year median of 1.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,397.81, compared to a current price of NPR696.00 — trading 50.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.31, which is 16% above median its 10-year median of 1.99 and 40.2% below the Insurance industry median of 3.86. Nepal Life Insurance Co's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current 5-Year Yield-on-Cost % is 2.31 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued.
The current stock price of NPR696.00 is trading 50.2% below its estimated GF Value™ of NPR1,397.81.
GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLIC:
5-Year Yield-on-Cost %: 2.31 (16% above median its 10-year median of 1.99)
GF Value™: NPR1,397.81 vs. price of NPR696.00 (50.2% below fair value)
Industry Position: 40.2% below the Insurance median (#310 of 420)
No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
87GF Score
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