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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:NLIC vs AFL, MET, PRU: FCF Margin % Comparison
For the Insurance - Life subindustry, Nepal Life Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Life Insurance Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Nepal Life Insurance Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Life Insurance Co (XNEP:NLIC) has a FCF Margin % of 33.58% as of Apr. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nepal Life Insurance Co and its competitors. This is near median its historical median of 32.11. Over the past decade, Nepal Life Insurance Co's FCF Margin % has ranged from 19.45 to 55.95. According to the industry distribution chart, Nepal Life Insurance Co ranks #73 out of 504 companies in the Insurance industry, placing it in the top 14.5%.
Is Nepal Life Insurance Co's FCF Margin % too high?
Nepal Life Insurance Co's current FCF Margin % of 33.58% is near median its 10-year median of 32.11. Over the past 10 years, this metric has ranged from a low of 19.45 to a high of 55.95. The Insurance industry median FCF Margin % is 10.02. Nepal Life Insurance Co's value of 33.58% is 235.3% above this industry median. Based on the distribution chart, Nepal Life Insurance Co ranks #73 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Life Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #73 out of 504 companies for FCF Margin %. This places Nepal Life Insurance Co in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 10.02. Nepal Life Insurance Co's value of 33.58% is 235.3% above this benchmark. Historically, Nepal Life Insurance Co's own FCF Margin % has ranged from 19.45 to 55.95 over the past decade. While the company's 10-year median is 32.11 vs. the industry median of 10.02, Nepal Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 10.02, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Life Insurance Co's current FCF Margin % of 33.58% is 235.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 10.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current FCF Margin % is 33.58%, which is near median its own 10-year median of 32.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,378.40, compared to a current price of NPR758.00 — trading 45% below its estimated fair value. The current FCF Margin % is 33.58%, which is near median its 10-year median of 32.11 and 235.3% above the Insurance industry median of 10.02. Nepal Life Insurance Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current FCF Margin % is 33.58% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued.
The current stock price of NPR758.00 is trading 45% below its estimated GF Value™ of NPR1,378.40.
GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLIC:
FCF Margin %: 33.58% (near median its 10-year median of 32.11)
GF Value™: NPR1,378.40 vs. price of NPR758.00 (45% below fair value)
Industry Position: 235.3% above the Insurance median (#73 of 504)
No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
89GF Score
Get the complete analysis for XNEP:NLIC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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