Nepal Life Insurance Co (XNEP:NLIC) FCF Yield %: 29.48 (As of Jul. 28, 2026) — 31% Above Median

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XNEP:NLIC Nepal Life Insurance Co Ltd XNEP:NLIC
89 GF Score
Price NPR758.00
GF Value NPR1,378.40
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Nepal Life Insurance Co FCF Yield %?

Nepal Life Insurance Co XNEP:NLIC -1.43% 89 FCF Yield % is 29.48 as of Jul. 28, 2026, which is 31% above its 10-year median of 22.59. GuruFocus rates XNEP:NLIC with a GF Score™ of 89/100 and a GF Value™ of NPR1,378.40 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 507 Insurance companies, Nepal Life Insurance Co ranks better than 90.73% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Nepal Life Insurance Co's Trailing 12-Month Free Cash Flow is NPR21,183 Mil, and Market Cap is NPR71,860 Mil. Therefore, Nepal Life Insurance Co's FCF Yield % for today is 29.48%.

The historical rank and industry rank for Nepal Life Insurance Co's FCF Yield % or its related term are showing as below:

XNEP:NLIC' s FCF Yield % Range Over the Past 10 Years
Min: 4.46   Med: 22.59   Max: 125.68
Current: 29.48


During the past 13 years, the highest FCF Yield % of Nepal Life Insurance Co was 125.68%. The lowest was 4.46%. And the median was 22.59%.

XNEP:NLIC's FCF Yield % is ranked better than
90.73% of 507 companies
in the Insurance industry
Industry Median: 7.04 vs XNEP:NLIC: 29.48

Nepal Life Insurance Co's FCF Margin % for the quarter that ended in Apr. 2026 was 33.58%.


Nepal Life Insurance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Nepal Life Insurance Co FCF Yield % Related Terms


Nepal Life Insurance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Nepal Life Insurance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Life Insurance Co FCF Yield % Chart

Nepal Life Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.45 23.84 20.33 21.01 17.62

Nepal Life Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 60.73 26.25 30.76

XNEP:NLIC vs AFL, MET, PRU: FCF Yield % Comparison

For the Insurance - Life subindustry, Nepal Life Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Life Insurance Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Nepal Life Insurance Co's FCF Yield % falls into.


XNEP:NLIC
89GF Score
Nepal Life Insurance Co Ltd XNEP:NLIC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Life Insurance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Nepal Life Insurance Co's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=13314.441 / 75580.668776438
=17.62%

Nepal Life Insurance Co's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=5561.392 * 4 / 72324.4458
=30.76%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 29.48 mean?
Nepal Life Insurance Co (XNEP:NLIC) has a FCF Yield % of 29.48 as of Jul. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal Life Insurance Co and its competitors. This is 31% above median its historical median of 22.59. Over the past decade, Nepal Life Insurance Co's FCF Yield % has ranged from 4.46 to 125.68. According to the industry distribution chart, Nepal Life Insurance Co ranks #47 out of 507 companies in the Insurance industry, placing it in the top 9.3%.
Is Nepal Life Insurance Co's FCF Yield % too high?
Nepal Life Insurance Co's current FCF Yield % of 29.48 is 31% above median its 10-year median of 22.59. Over the past 10 years, this metric has ranged from a low of 4.46 to a high of 125.68. The Insurance industry median FCF Yield % is 7.04. Nepal Life Insurance Co's value of 29.48 is 318.8% above this industry median. Based on the distribution chart, Nepal Life Insurance Co ranks #47 out of 507 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Nepal Life Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #47 out of 507 companies for FCF Yield %. This places Nepal Life Insurance Co in the top 9% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.04. Nepal Life Insurance Co's value of 29.48 is 318.8% above this benchmark. Historically, Nepal Life Insurance Co's own FCF Yield % has ranged from 4.46 to 125.68 over the past decade. While the company's 10-year median is 22.59 vs. the industry median of 7.04, Nepal Life Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.04, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Life Insurance Co's current FCF Yield % of 29.48 is 318.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current FCF Yield % is 29.48, which is 31% above median its own 10-year median of 22.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,378.40, compared to a current price of NPR758.00 — trading 45% below its estimated fair value. The current FCF Yield % is 29.48, which is 31% above median its 10-year median of 22.59 and 318.8% above the Insurance industry median of 7.04. Nepal Life Insurance Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current FCF Yield % is 29.48 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued. The current stock price of NPR758.00 is trading 45% below its estimated GF Value™ of NPR1,378.40. GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.

Key valuation signals for XNEP:NLIC:

  • FCF Yield %: 29.48 (31% above median its 10-year median of 22.59)
  • GF Value™: NPR1,378.40 vs. price of NPR758.00 (45% below fair value)
  • GF Score™: 89/100 with 5 warning signs
  • Industry Position: 318.8% above the Insurance median (#47 of 507)

No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Life Insurance Co Business Description

Address Kamaladi, Baluwatar Complex, Kathmandu, NPL
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
89GF Score

Get the complete analysis for XNEP:NLIC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR758.00
Price
NPR1,378.40
GF Value