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Nepal Life Insurance Co (XNEP:NLIC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Nepal Life Insurance Co Effective Interest Rate on Debt % Related Terms
Nepal Life Insurance Co Effective Interest Rate on Debt % Historical Data
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The historical data trend for Nepal Life Insurance Co's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nepal Life Insurance Co Effective Interest Rate on Debt % Chart
XNEP:NLIC vs MET, AFL, PRU: Effective Interest Rate on Debt % Comparison
For the Insurance - Life subindustry, Nepal Life Insurance Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nepal Life Insurance Co Effective Interest Rate on Debt % vs Insurance Industry
For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Nepal Life Insurance Co's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 1.11% mean?
Nepal Life Insurance Co (XNEP:NLIC) has a Effective Interest Rate on Debt % of 1.11% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nepal Life Insurance Co and its competitors.
Is Nepal Life Insurance Co's Effective Interest Rate on Debt % too high?
Nepal Life Insurance Co's current Effective Interest Rate on Debt % is 1.11%. Overall, Nepal Life Insurance Co has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's Effective Interest Rate on Debt % compare to MET and AFL?
Nepal Life Insurance Co's Effective Interest Rate on Debt % of 1.11% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nepal Life Insurance Co and its competitors. Nepal Life Insurance Co's current Effective Interest Rate on Debt % is 1.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,398.84, compared to a current price of NPR696.00 — trading 50.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 1.11%. Nepal Life Insurance Co's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current Effective Interest Rate on Debt % is 1.11% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued.
The current stock price of NPR696.00 is trading 50.2% below its estimated GF Value™ of NPR1,398.84.
GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.
Key valuation signals for XNEP:NLIC:
Effective Interest Rate on Debt %: 1.11%
GF Value™: NPR1,398.84 vs. price of NPR696.00 (50.2% below fair value)
No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
87GF Score
Get the complete analysis for XNEP:NLIC
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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