Nepal Life Insurance Co (XNEP:NLIC) Dividend Payout Ratio: 0.00 (As of Apr. 2026)

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XNEP:NLIC Nepal Life Insurance Co Ltd XNEP:NLIC
89 GF Score
Price NPR758.00
GF Value NPR1,378.40
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is Nepal Life Insurance Co Dividend Payout Ratio?

Nepal Life Insurance Co XNEP:NLIC -1.43% 89 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:NLIC with a GF Score™ of 89/100 and a GF Value™ of NPR1,378.40 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 336 Insurance companies, Nepal Life Insurance Co ranks worse than 86.31% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Nepal Life Insurance Co's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Nepal Life Insurance Co Ltd is 0.82, which seems too high.

The historical rank and industry rank for Nepal Life Insurance Co's Dividend Payout Ratio or its related term are showing as below:

XNEP:NLIC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0.25   Max: 0.91
Current: 0.82

During the past 13 years, the highest Dividend Payout Ratio of Nepal Life Insurance Co was 0.91. The lowest was 0.00. And the median was 0.25.

XNEP:NLIC's Dividend Payout Ratio is ranked worse than
86.31% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs XNEP:NLIC: 0.82

As of today (2026-07-28), the Dividend Yield % of Nepal Life Insurance Co is 2.09%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Nepal Life Insurance Co was 4.24%. The lowest was 0.03%. And the median was 1.98%.

Nepal Life Insurance Co's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 12 months, Nepal Life Insurance Co's average Dividends Per Share Growth Rate was -44.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 155.40% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Nepal Life Insurance Co was 241.50% per year. The lowest was -67.20% per year. And the median was 155.40% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Nepal Life Insurance Co (XNEP:NLIC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Nepal Life Insurance Co Dividend Payout Ratio Related Terms

Nepal Life Insurance Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Nepal Life Insurance Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Life Insurance Co Dividend Payout Ratio Chart

Nepal Life Insurance Co Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.91 0.00 0.74 0.43

Nepal Life Insurance Co Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 2.82 0.00

XNEP:NLIC vs AFL, MET, PRU: Dividend Payout Ratio Comparison

For the Insurance - Life subindustry, Nepal Life Insurance Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Nepal Life Insurance Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Nepal Life Insurance Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Life Insurance Co's Dividend Payout Ratio falls into.


XNEP:NLIC
89GF Score
Nepal Life Insurance Co Ltd XNEP:NLIC
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Life Insurance Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Nepal Life Insurance Co's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=10.524/ 24.54
=0.43

Nepal Life Insurance Co's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 5.9
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Nepal Life Insurance Co (XNEP:NLIC) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Nepal Life Insurance Co and its competitors. According to the industry distribution chart, Nepal Life Insurance Co ranks #290 out of 336 companies in the Insurance industry, placing it in the top 86.3%.
Is Nepal Life Insurance Co's Dividend Payout Ratio too high?
Nepal Life Insurance Co's current Dividend Payout Ratio is 0.00. Based on the distribution chart, Nepal Life Insurance Co ranks #290 out of 336 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Nepal Life Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nepal Life Insurance Co's Dividend Payout Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, Nepal Life Insurance Co ranks #290 out of 336 companies for Dividend Payout Ratio. This places Nepal Life Insurance Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Nepal Life Insurance Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Life Insurance Co's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Nepal Life Insurance Co (XNEP:NLIC) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR1,378.40, compared to a current price of NPR758.00 — trading 45% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Nepal Life Insurance Co's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Nepal Life Insurance Co (XNEP:NLIC), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Life Insurance Co (XNEP:NLIC) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Life Insurance Co stock appears to be undervalued. The current stock price of NPR758.00 is trading 45% below its estimated GF Value™ of NPR1,378.40. GuruFocus considers Nepal Life Insurance Co to be Significantly Undervalued.

Key valuation signals for XNEP:NLIC:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR1,378.40 vs. price of NPR758.00 (45% below fair value)
  • GF Score™: 89/100 with 5 warning signs

No single metric tells the full story. See the XNEP:NLIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nepal Life Insurance Co Business Description

Address Kamaladi, Baluwatar Complex, Kathmandu, NPL
Nepal Life Insurance Co Ltd is a Nepal based life insurance company. The company's operating segments include Endowment Life, Money Back, Jeevan Sahara, Jeevan Sarathi, and Term Life Insurance Policy. Company includes various product's like Ketaketi Sunaulo Bhawishya Jeevan Beema Yojana, Sunaulo Bhabisya Jeevan Beema Yojana, Jeevan Unnati Beema Yojana, Naulo Jeevan Sambriddhi Jeevan Beema Yojana, Anmol Jeevan Beema Yojana, iEnsure Jeevan Beema Yojana, Gramin Sawadhik Jeevan Beema Yojana and many more.
89GF Score

Get the complete analysis for XNEP:NLIC

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR758.00
Price
NPR1,378.40
GF Value