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During the past 12 months, Pioneer Credit's average EBITDA Per Share Growth Rate was 27.80% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 4.90% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 12.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Pioneer Credit was 35.20% per year. The lowest was -28.10% per year. And the median was -2.20% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
5-Year EBITDA Growth Rate gives an overview of the company's growth in operating profitability and is an important factor used in calculating Peter Lynch Fair Value.
Pioneer Credit 5-Year EBITDA Growth Rate Related Terms
ASX:PNC vs V, MA, AXP: 5-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Pioneer Credit's 5-Year EBITDA Growth Rate, along with its competitors' market caps and 5-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Credit 5-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pioneer Credit's 5-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Pioneer Credit's 5-Year EBITDA Growth Rate falls into.
This is the 5-year average growth rate of EBITDA per Share. The growth rate is calculated with least square regression.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 5-Year EBITDA Growth Rate of 12.60% mean?
Pioneer Credit (ASX:PNC) has a 5-Year EBITDA Growth Rate of 12.60% as of Jun. 2026. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Pioneer Credit and its competitors.
Is Pioneer Credit's 5-Year EBITDA Growth Rate too high?
Pioneer Credit's current 5-Year EBITDA Growth Rate is 12.60%. Overall, Pioneer Credit has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's 5-Year EBITDA Growth Rate compare to V and MA?
Pioneer Credit's 5-Year EBITDA Growth Rate of 12.60% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year EBITDA Growth Rate for a Credit Services company?
A good 5-Year EBITDA Growth Rate depends on the Credit Services industry context. However, 5-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year EBITDA Growth Rate mean?
A high 5-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year EBITDA Growth Rate is the 5-year average growth rate of EBITDA per share. View historical data for Pioneer Credit and its competitors. Pioneer Credit's current 5-Year EBITDA Growth Rate is 12.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (ASX:PNC) is currently considered Fairly Valued. The stock's GF Value™ is A$0.65, compared to a current price of A$0.69 — trading 5.4% above its estimated fair value. The current 5-Year EBITDA Growth Rate is 12.60%. Pioneer Credit's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year EBITDA Growth Rate calculated?
5-Year EBITDA Growth Rate is calculated from a company's financial statements. For Pioneer Credit (ASX:PNC), the current 5-Year EBITDA Growth Rate is 12.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Credit (ASX:PNC) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued.
The current stock price of A$0.69 is trading 5.4% above its estimated GF Value™ of A$0.65.
GuruFocus considers Pioneer Credit to be Fairly Valued.
Key valuation signals for ASX:PNC:
5-Year EBITDA Growth Rate: 12.60%
GF Value™: A$0.65 vs. price of A$0.69 (5.4% above fair value)
No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
56GF Score
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5-Year EBITDA Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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