Pioneer Credit (ASX:PNC) YoY EBITDA Growth: 46.15% (As of Jun. 2026)

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ASX:PNC Pioneer Credit Ltd ASX:PNC
56 GF Score
Price A$0.67
GF Value A$0.66
Valuation Fairly Valued
! 6 Warning Signs
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What is Pioneer Credit YoY EBITDA Growth?

Pioneer Credit ASX:PNC 56 YoY EBITDA Growth is 46.15% as of Jun. 2026. GuruFocus rates ASX:PNC with a GF Score™ of 56/100 and a GF Value™ of A$0.66 (Fairly Valued). The stock has 6 warning signs investors should review.

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months. Pioneer Credit's YoY EBITDA Growth for the quarter that ended in Jun. 2026 was 46.15%.

Pioneer Credit's EBITDA per Share for the six months ended in Jun. 2026 was A$0.19.

Pioneer Credit YoY EBITDA Growth Historical Data

* Premium members only.

The historical data trend for Pioneer Credit's YoY EBITDA Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit YoY EBITDA Growth Chart

Pioneer Credit Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
YoY EBITDA Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only -48.57 171.30 -65.19 150.00 40.00

Pioneer Credit Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
YoY EBITDA Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -129.84 -17.01 328.07 -24.22 46.15
ASX:PNC
56GF Score
Pioneer Credit Ltd ASX:PNC
YoY EBITDA Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Credit YoY EBITDA Growth Calculation

YoY EBITDA Growth is the percentage change of EBITDA per Share over the past twelve months.

Pioneer Credit's YoY EBITDA Growth for the fiscal year that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (A: Jun. 2026 )
=(EBITDA per Share (A: Jun. 2026 )-EBITDA per Share (A: Jun. 2025 ))/ | EBITDA per Share (A: Jun. 2025 ) |
=(0.357-0.255)/ | 0.255 |
=40.00 %

Pioneer Credit's YoY EBITDA Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EBITDA Growth (Q: Jun. 2026 )
=(EBITDA per Share (Q: Jun. 2026 )-EBITDA per Share (Q: Jun. 2025 )) / | EBITDA per Share (Q: Jun. 2025 )) |
=(0.19-0.13)/ | 0.13 |
=46.15 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EBITDA Growth →
What does a YoY EBITDA Growth of 46.15% mean?
Pioneer Credit (ASX:PNC) has a YoY EBITDA Growth of 46.15% as of Jun. 2026. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Pioneer Credit and its competitors.
Is Pioneer Credit's YoY EBITDA Growth too high?
Pioneer Credit's current YoY EBITDA Growth is 46.15%. Overall, Pioneer Credit has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's YoY EBITDA Growth compare to V and MA?
Pioneer Credit's YoY EBITDA Growth of 46.15% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EBITDA Growth for a Credit Services company?
A good YoY EBITDA Growth depends on the Credit Services industry context. However, YoY EBITDA Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EBITDA Growth mean?
A high YoY EBITDA Growth can signal that a stock is expensive relative to its fundamentals. YoY EBITDA Growth is the percentage change of EBITDA per share over the past 12-month. View historical data for Pioneer Credit and its competitors. Pioneer Credit's current YoY EBITDA Growth is 46.15%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (ASX:PNC) is currently considered Fairly Valued. The stock's GF Value™ is A$0.66, compared to a current price of A$0.67 — trading 1.5% above its estimated fair value. The current YoY EBITDA Growth is 46.15%. Pioneer Credit's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EBITDA Growth calculated?
YoY EBITDA Growth is calculated from a company's financial statements. For Pioneer Credit (ASX:PNC), the current YoY EBITDA Growth is 46.15% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (ASX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of A$0.67 is trading 1.5% above its estimated GF Value™ of A$0.66. GuruFocus considers Pioneer Credit to be Fairly Valued.

Key valuation signals for ASX:PNC:

  • YoY EBITDA Growth: 46.15%
  • GF Value™: A$0.66 vs. price of A$0.67 (1.5% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges 0PI:Germany
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
56GF Score

Get the complete analysis for ASX:PNC

YoY EBITDA Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.67
Price
A$0.66
GF Value