Pioneer Credit (ASX:PNC) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 27, 2026)


ASX:PNC Pioneer Credit Ltd ASX:PNC
53 GF Score
Price A$0.69
GF Value A$0.53
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Pioneer Credit Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Pioneer Credit's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

ASX:PNC vs V, MA, AXP: Margin of Safety % (DCF Earnings Based) Comparison

For the Credit Services subindustry, Pioneer Credit's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pioneer Credit Margin of Safety % (DCF Earnings Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pioneer Credit's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Pioneer Credit's Margin of Safety % (DCF Earnings Based) falls into.


ASX:PNC
53GF Score
Pioneer Credit Ltd ASX:PNC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Pioneer Credit (ASX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of A$0.69 is trading 29.2% above its estimated GF Value™ of A$0.53. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for ASX:PNC:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: A$0.53 vs. price of A$0.69 (29.2% above fair value)
  • GF Score™: 53/100 with 10 warning signs

No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges 0PI:Germany
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
53GF Score

Get the complete analysis for ASX:PNC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.69
Price
A$0.53
GF Value