Pioneer Credit (ASX:PNC) OCF Yield %: -1.90 (As of Jun. 29, 2026)


ASX:PNC Pioneer Credit Ltd ASX:PNC
53 GF Score
Price A$0.66
GF Value A$0.53
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Pioneer Credit OCF Yield %?

Pioneer Credit ASX:PNC -4.38% 53 OCF Yield % is -1.90 as of Jun. 29, 2026. GuruFocus rates ASX:PNC with a GF Score™ of 53/100 and a GF Value™ of A$0.53 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 540 Credit Services companies, Pioneer Credit ranks worse than 58.89% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Pioneer Credit's Trailing 12-Month Cash Flow from Operations is A$-2.09 Mil, and Market Cap is A$110.09 Mil. Therefore, Pioneer Credit's OCF Yield % for today is -1.90%.

The historical rank and industry rank for Pioneer Credit's OCF Yield % or its related term are showing as below:

ASX:PNC' s OCF Yield % Range Over the Past 10 Years
Min: -221.06   Med: 21.3   Max: 326.96
Current: -1.9


During the past 12 years, the highest OCF Yield % of Pioneer Credit was 326.96%. The lowest was -221.06%. And the median was 21.30%.

ASX:PNC's OCF Yield % is ranked worse than
58.89% of 540 companies
in the Credit Services industry
Industry Median: -0.02 vs ASX:PNC: -1.90

Pioneer Credit's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Pioneer Credit OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Pioneer Credit OCF Yield % Related Terms


Pioneer Credit OCF Yield % Historical Data

* Premium members only.

The historical data trend for Pioneer Credit's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit OCF Yield % Chart

Pioneer Credit Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 38.62 -105.70 -59.35 -42.95 -15.83

Pioneer Credit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -70.30 -36.62 -22.11 -6.97 1.30

ASX:PNC vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Pioneer Credit's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Credit OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Pioneer Credit's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Pioneer Credit's OCF Yield % falls into.


ASX:PNC
53GF Score
Pioneer Credit Ltd ASX:PNC
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pioneer Credit OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Pioneer Credit's OCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-12.592 / 79.556895
=-15.83%

Pioneer Credit's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0.684 * 2 / 105.560105
=1.30%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -1.90 mean?
Pioneer Credit (ASX:PNC) has a OCF Yield % of -1.90 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pioneer Credit and its competitors. According to the industry distribution chart, Pioneer Credit ranks #318 out of 540 companies in the Credit Services industry, placing it in the top 58.9%.
Is Pioneer Credit's OCF Yield % too high?
Pioneer Credit's current OCF Yield % is -1.90. Based on the distribution chart, Pioneer Credit ranks #318 out of 540 companies in the Credit Services industry, which is below the industry midpoint. Overall, Pioneer Credit has a GF Score™ of 53/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Pioneer Credit ranks #318 out of 540 companies for OCF Yield %. This places Pioneer Credit in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Pioneer Credit and its competitors. Pioneer Credit's current OCF Yield % is -1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (ASX:PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.53, compared to a current price of A$0.66 — trading 23.6% above its estimated fair value. The current OCF Yield % is -1.90. Pioneer Credit's overall GF Score™ is 53/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Pioneer Credit (ASX:PNC), the current OCF Yield % is -1.90 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (ASX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of A$0.66 is trading 23.6% above its estimated GF Value™ of A$0.53. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for ASX:PNC:

  • OCF Yield %: -1.90
  • GF Value™: A$0.53 vs. price of A$0.66 (23.6% above fair value)
  • GF Score™: 53/100 with 10 warning signs

No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Credit Business Description

Other Exchanges 0PI:Germany
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
53GF Score

Get the complete analysis for ASX:PNC

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.66
Price
A$0.53
GF Value