Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pioneer CreditASX:PNC 50 Receivables Turnover is 0.00 as of Dec. 2025. GuruFocus rates ASX:PNC with a GF Score™ of 50/100 and a GF Value™ of A$0.53 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 296 Credit Services companies, Pioneer Credit ranks better than 59.8% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Pioneer Credit's Revenue for the
six
months ended in Dec. 2025 was A$-0.62 Mil. Pioneer Credit's average Accounts Receivable for the
six
months ended in Dec. 2025 was A$5.39 Mil.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Pioneer Credit Receivables Turnover Related Terms
Pioneer Credit Receivables Turnover Historical Data
* Premium members only.
The historical data trend for Pioneer Credit's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:PNC vs V, MA, AXP: Receivables Turnover Comparison
For the Credit Services subindustry, Pioneer Credit's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Credit Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Pioneer Credit's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Pioneer Credit's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pioneer Credit (ASX:PNC) has a Receivables Turnover of 0.00 as of Dec. 2025. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Pioneer Credit and its competitors. According to the industry distribution chart, Pioneer Credit ranks #119 out of 296 companies in the Credit Services industry, placing it in the top 40.2%.
Is Pioneer Credit's Receivables Turnover too high?
Pioneer Credit's current Receivables Turnover is 0.00. Based on the distribution chart, Pioneer Credit ranks #119 out of 296 companies in the Credit Services industry, which is above the industry midpoint. Overall, Pioneer Credit has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's Receivables Turnover compare to V and MA?
According to the Credit Services industry distribution chart, Pioneer Credit ranks #119 out of 296 companies for Receivables Turnover. This puts Pioneer Credit in the upper half of its industry. The industry median Receivables Turnover is 8.77. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.77, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Pioneer Credit and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pioneer Credit's current Receivables Turnover is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (ASX:PNC) is currently considered Significantly Overvalued. The stock's GF Value™ is A$0.53, compared to a current price of A$0.70 — trading 31.1% above its estimated fair value. The current Receivables Turnover is 0.00. Pioneer Credit's overall GF Score™ is 50/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Pioneer Credit (ASX:PNC), the current Receivables Turnover is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Credit (ASX:PNC) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued.
The current stock price of A$0.70 is trading 31.1% above its estimated GF Value™ of A$0.53.
GuruFocus considers Pioneer Credit to be Significantly Overvalued.
Key valuation signals for ASX:PNC:
Receivables Turnover: 0.00
GF Value™: A$0.53 vs. price of A$0.70 (31.1% above fair value)
No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
50GF Score
Get the complete analysis for ASX:PNC
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:PNC has been successfully added to your 
