Pioneer Credit (ASX:PNC) Ending Cash Position: A$8.45 Mil (As of Dec. 2025)

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ASX:PNC Pioneer Credit Ltd ASX:PNC
50 GF Score
Price A$0.66
GF Value A$0.54
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Pioneer Credit Ending Cash Position?

Pioneer Credit ASX:PNC +2.34% 50 Ending Cash Position is A$8.45 Mil as of Dec. 2025. GuruFocus rates ASX:PNC with a GF Score™ of 50/100 and a GF Value™ of A$0.54 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Pioneer Credit's Ending Cash Position for the quarter that ended in Dec. 2025 was A$8.45 Mil.

Pioneer Credit's quarterly Ending Cash Position increased from Dec. 2024 (A$0.65 Mil) to Jun. 2025 (A$3.56 Mil) and increased from Jun. 2025 (A$3.56 Mil) to Dec. 2025 (A$8.45 Mil).

Pioneer Credit's annual Ending Cash Position declined from Jun. 2023 (A$8.41 Mil) to Jun. 2024 (A$4.15 Mil) and declined from Jun. 2024 (A$4.15 Mil) to Jun. 2025 (A$3.56 Mil).

Pioneer Credit Ending Cash Position Related Terms

Pioneer Credit Ending Cash Position Historical Data

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The historical data trend for Pioneer Credit's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pioneer Credit Ending Cash Position Chart

Pioneer Credit Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.37 23.07 8.41 4.15 3.56

Pioneer Credit Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.22 4.15 0.65 3.56 8.45
ASX:PNC
50GF Score
Pioneer Credit Ltd ASX:PNC
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Credit Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Pioneer Credit's Ending Cash Position for the fiscal year that ended in Jun. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=4.149+-0.591
=3.56

Pioneer Credit's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=3.558+4.89
=8.45

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of A$8.45 Mil mean?
Pioneer Credit (ASX:PNC) has a Ending Cash Position of A$8.45 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pioneer Credit and its competitors.
Is Pioneer Credit's Ending Cash Position too high?
Pioneer Credit's current Ending Cash Position is A$8.45 Mil. Overall, Pioneer Credit has a GF Score™ of 50/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Credit's Ending Cash Position compare to V and MA?
Pioneer Credit's Ending Cash Position of A$8.45 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Pioneer Credit and its competitors. Pioneer Credit's current Ending Cash Position is A$8.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Credit stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Credit (ASX:PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is A$0.54, compared to a current price of A$0.66 — trading 21.3% above its estimated fair value. The current Ending Cash Position is A$8.45 Mil. Pioneer Credit's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Pioneer Credit (ASX:PNC), the current Ending Cash Position is A$8.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Credit (ASX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Credit stock appears to be overvalued. The current stock price of A$0.66 is trading 21.3% above its estimated GF Value™ of A$0.54. GuruFocus considers Pioneer Credit to be Modestly Overvalued.

Key valuation signals for ASX:PNC:

  • Ending Cash Position: A$8.45 Mil
  • GF Value™: A$0.54 vs. price of A$0.66 (21.3% above fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the ASX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Pioneer Credit Business Description

Other Exchanges 0PI:Germany
Address No. 108 St. Georges Terrace, Level 6, Perth, WA, AUS, 6000
Pioneer Credit Ltd provides financial services in Australia. Its primary business involves the acquisition and servicing of Purchased Debt Portfolios (PDPs). The company has launched its app, called Pioneer Path, which is a personal finance and budget management app that helps customers spend less, save more, and reduce debt.
50GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.66
Price
A$0.54
GF Value