Allianz Ayudhya CapitalBKK:AYUD 82 EBITDA Margin % is 42.66% as of Mar. 2026, which is 184% above its 10-year median of 15.04. GuruFocus rates BKK:AYUD with a GF Score™ of 82/100 and a GF Value™ of ฿51.88 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 372 Insurance companies, Allianz Ayudhya Capital ranks better than 66.4% on this metric.
Allianz Ayudhya Capital (BKK:AYUD) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Allianz Ayudhya Capital EBITDA Margin % Related Terms
Allianz Ayudhya Capital EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:AYUD vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital (BKK:AYUD) has a EBITDA Margin % of 42.66% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Allianz Ayudhya Capital and its competitors. This is 184% above median its historical median of 15.04. Over the past decade, Allianz Ayudhya Capital's EBITDA Margin % has ranged from 5.05 to 28.49. According to the industry distribution chart, Allianz Ayudhya Capital ranks #125 out of 372 companies in the Insurance industry, placing it in the top 33.6%.
Is Allianz Ayudhya Capital's EBITDA Margin % too high?
Allianz Ayudhya Capital's current EBITDA Margin % of 42.66% is 184% above median its 10-year median of 15.04. Over the past 10 years, this metric has ranged from a low of 5.05 to a high of 28.49. The Insurance industry median EBITDA Margin % is 14.86. Allianz Ayudhya Capital's value of 42.66% is 187.1% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #125 out of 372 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Ayudhya Capital has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #125 out of 372 companies for EBITDA Margin %. This puts Allianz Ayudhya Capital in the upper half of its industry. The industry median EBITDA Margin % is 14.86. Allianz Ayudhya Capital's value of 42.66% is 187.1% above this benchmark. Historically, Allianz Ayudhya Capital's own EBITDA Margin % has ranged from 5.05 to 28.49 over the past decade. While the company's 10-year median is 15.04 vs. the industry median of 14.86, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current EBITDA Margin % of 42.66% is 187.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current EBITDA Margin % is 42.66%, which is 184% above median its own 10-year median of 15.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿51.88, compared to a current price of ฿40.50 — trading 21.9% below its estimated fair value. The current EBITDA Margin % is 42.66%, which is 184% above median its 10-year median of 15.04 and 187.1% above the Insurance industry median of 14.86. Allianz Ayudhya Capital's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD), the current EBITDA Margin % is 42.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿40.50 is trading 21.9% below its estimated GF Value™ of ฿51.88.
GuruFocus considers Allianz Ayudhya Capital to be Modestly Undervalued.
Key valuation signals for BKK:AYUD:
EBITDA Margin %: 42.66% (184% above median its 10-year median of 15.04)
GF Value™: ฿51.88 vs. price of ฿40.50 (21.9% below fair value)
Industry Position: 187.1% above the Insurance median (#125 of 372)
No single metric tells the full story. See the BKK:AYUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
82GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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