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Allianz Ayudhya CapitalBKK:AYUD -1.14%82 5-Year Yield-on-Cost % is 7.12 as of Aug. 01, 2026, which is 16% above its 10-year median of 6.15. GuruFocus rates BKK:AYUD with a GF Score™ of 82/100 and a GF Value™ of ฿52.57 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 420 Insurance companies, Allianz Ayudhya Capital ranks better than 80% on this metric.
Allianz Ayudhya Capital (BKK:AYUD) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Allianz Ayudhya Capital 5-Year Yield-on-Cost % Related Terms
BKK:AYUD vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's 5-Year Yield-on-Cost % falls into.
Allianz Ayudhya Capital 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Allianz Ayudhya Capital (BKK:AYUD) has a 5-Year Yield-on-Cost % of 7.12 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz Ayudhya Capital and its competitors. This is 16% above median its historical median of 6.15. Over the past decade, Allianz Ayudhya Capital's 5-Year Yield-on-Cost % has ranged from 2.08 to 20.47. According to the industry distribution chart, Allianz Ayudhya Capital ranks #84 out of 420 companies in the Insurance industry, placing it in the top 20%.
Is Allianz Ayudhya Capital's 5-Year Yield-on-Cost % too high?
Allianz Ayudhya Capital's current 5-Year Yield-on-Cost % of 7.12 is 16% above median its 10-year median of 6.15. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 20.47. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Allianz Ayudhya Capital's value of 7.12 is 84% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #84 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #84 out of 420 companies for 5-Year Yield-on-Cost %. This places Allianz Ayudhya Capital in the top 20% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Allianz Ayudhya Capital's value of 7.12 is 84% above this benchmark. Historically, Allianz Ayudhya Capital's own 5-Year Yield-on-Cost % has ranged from 2.08 to 20.47 over the past decade. While the company's 10-year median is 6.15 vs. the industry median of 3.87, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current 5-Year Yield-on-Cost % of 7.12 is 84% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current 5-Year Yield-on-Cost % is 7.12, which is 16% above median its own 10-year median of 6.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿52.57, compared to a current price of ฿43.50 — trading 17.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.12, which is 16% above median its 10-year median of 6.15 and 84% above the Insurance industry median of 3.87. Allianz Ayudhya Capital's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD), the current 5-Year Yield-on-Cost % is 7.12 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿43.50 is trading 17.3% below its estimated GF Value™ of ฿52.57.
GuruFocus considers Allianz Ayudhya Capital to be Modestly Undervalued.
Key valuation signals for BKK:AYUD:
5-Year Yield-on-Cost %: 7.12 (16% above median its 10-year median of 6.15)
GF Value™: ฿52.57 vs. price of ฿43.50 (17.3% below fair value)
Industry Position: 84% above the Insurance median (#84 of 420)
No single metric tells the full story. See the BKK:AYUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
82GF Score
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