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Allianz Ayudhya CapitalBKK:AYUD -1.14%82 Peter Lynch Fair Value is ฿177.75 as of Aug. 01, 2026, which is 100% below its 10-year median of 0.20. GuruFocus rates BKK:AYUD with a GF Score™ of 82/100 and a GF Value™ of ฿52.57 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 157 Insurance companies, Allianz Ayudhya Capital ranks better than 92.36% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Allianz Ayudhya Capital's PEG is 1. Allianz Ayudhya Capital's 5-Year TTM EBITDA Growth Rate is 25.
Allianz Ayudhya Capital's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ฿7.11. Therefore, the Peter Lynch Fair Value for today is ฿177.75.
The historical rank and industry rank for Allianz Ayudhya Capital's Peter Lynch Fair Value or its related term are showing as below:
BKK:AYUD'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.19 Med: 0.2 Max: 0.25
Current: 0.24
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Allianz Ayudhya Capital was 0.25. The lowest was 0.19. And the median was 0.20.
BKK:AYUD's Price-to-Peter-Lynch-Fair-Value is ranked better than 92.36% of 157
companies
in the Insurance industry
Industry Median: 0.87
vs BKK:AYUD: 0.24
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Allianz Ayudhya Capital (BKK:AYUD) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 25 instead of 15 in this case.
Allianz Ayudhya Capital's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
43.50
/
177.75
=
0.24
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital Peter Lynch Fair Value Related Terms
Allianz Ayudhya Capital Peter Lynch Fair Value Historical Data
* Premium members only.
The historical data trend for Allianz Ayudhya Capital's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital Peter Lynch Fair Value Chart
BKK:AYUD vs CB, PGR, TRV: Peter Lynch Fair Value Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's Price-to-Peter-Lynch-Fair-Value falls into.
Allianz Ayudhya Capital's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ฿7.11.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of ฿177.75 mean?
Allianz Ayudhya Capital (BKK:AYUD) has a Peter Lynch Fair Value of ฿177.75 as of Aug. 01, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Allianz Ayudhya Capital and its competitors. This is 88775% above median its historical median of 0.20. Over the past decade, Allianz Ayudhya Capital's Peter Lynch Fair Value has ranged from 0.19 to 0.25. According to the industry distribution chart, Allianz Ayudhya Capital ranks #12 out of 157 companies in the Insurance industry, placing it in the top 7.6%.
Is Allianz Ayudhya Capital's Peter Lynch Fair Value too high?
Allianz Ayudhya Capital's current Peter Lynch Fair Value of ฿177.75 is 88775% above median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.25. Based on the distribution chart, Allianz Ayudhya Capital ranks #12 out of 157 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Peter Lynch Fair Value compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #12 out of 157 companies for Peter Lynch Fair Value. This places Allianz Ayudhya Capital in the top 8% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 0.87. Historically, Allianz Ayudhya Capital's own Peter Lynch Fair Value has ranged from 0.19 to 0.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.87, based on 157 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Peter Lynch Fair Value is ฿177.75, which is 88775% above median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿52.57, compared to a current price of ฿43.50 — trading 17.3% below its estimated fair value. The current Peter Lynch Fair Value is ฿177.75, which is 88775% above median its 10-year median of 0.20. Allianz Ayudhya Capital's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD), the current Peter Lynch Fair Value is ฿177.75 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿43.50 is trading 17.3% below its estimated GF Value™ of ฿52.57.
GuruFocus considers Allianz Ayudhya Capital to be Modestly Undervalued.
Key valuation signals for BKK:AYUD:
Peter Lynch Fair Value: ฿177.75 (88775% above median its 10-year median of 0.20)
GF Value™: ฿52.57 vs. price of ฿43.50 (17.3% below fair value)
No single metric tells the full story. See the BKK:AYUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
82GF Score
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