Allianz Ayudhya Capital (BKK:AYUD) Moat Score: 0/10 (As of Jul. 08, 2026)


BKK:AYUD Allianz Ayudhya Capital PLC BKK:AYUD
82 GF Score
Price ฿40.25
GF Value ฿51.93
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Allianz Ayudhya Capital Moat Score?

Allianz Ayudhya Capital has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Allianz Ayudhya Capital has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Allianz Ayudhya Capital might have No Moat - No discernible moat.

Allianz Ayudhya Capital  (BKK:AYUD) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Allianz Ayudhya Capital Moat Score Related Terms

BKK:AYUD
82GF Score
Allianz Ayudhya Capital PLC BKK:AYUD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Allianz Ayudhya Capital (BKK:AYUD) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued. The current stock price of ฿40.25 is trading 22.5% below its estimated GF Value™ of ฿51.93. GuruFocus considers Allianz Ayudhya Capital to be Modestly Undervalued.

Key valuation signals for BKK:AYUD:

  • Moat Score: 0
  • GF Value™: ฿51.93 vs. price of ฿40.25 (22.5% below fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the BKK:AYUD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allianz Ayudhya Capital Business Description

Address 898 Ploenchit Road, Ploenchit Tower, 7th Floor, Lumpini, Pathumwan, Bangkok, THA, 10330
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
82GF Score

Get the complete analysis for BKK:AYUD

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿40.25
Price
฿51.93
GF Value