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Star Money PCLBKK:STARM 41 EBITDA Margin % is 13.19% as of Jun. 2026, which is 18% above its 10-year median of 11.15. GuruFocus rates BKK:STARM with a GF Score™ of 41/100 and a GF Value™ of ฿0.94 (Fairly Valued). The stock has 5 warning signs investors should review. Among 418 Credit Services companies, Star Money PCL ranks worse than 66.03% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Star Money PCL's EBITDA for the
three
months ended in Jun. 2026 was ฿49 Mil. Star Money PCL's Revenue for the
three
months ended in Jun. 2026 was ฿374 Mil. Therefore, Star Money PCL's EBITDA margin for the quarter that ended in Jun. 2026 was 13.19%.
Star Money PCL (BKK:STARM) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Star Money PCL EBITDA Margin % Related Terms
Star Money PCL EBITDA Margin % Historical Data
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The historical data trend for Star Money PCL's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:STARM vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Star Money PCL's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Money PCL EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Star Money PCL's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Star Money PCL's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Money PCL (BKK:STARM) has a EBITDA Margin % of 13.19% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Star Money PCL and its competitors. This is 18% above median its historical median of 11.15. Over the past decade, Star Money PCL's EBITDA Margin % has ranged from 8.41 to 15.12. According to the industry distribution chart, Star Money PCL ranks #276 out of 418 companies in the Credit Services industry, placing it in the top 66%.
Is Star Money PCL's EBITDA Margin % too high?
Star Money PCL's current EBITDA Margin % of 13.19% is 18% above median its 10-year median of 11.15. Over the past 10 years, this metric has ranged from a low of 8.41 to a high of 15.12. The Credit Services industry median EBITDA Margin % is 23.26. Star Money PCL's value of 13.19% is 43.3% below this industry median. Based on the distribution chart, Star Money PCL ranks #276 out of 418 companies in the Credit Services industry, which is below the industry midpoint. Overall, Star Money PCL has a GF Score™ of 41/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Star Money PCL ranks #276 out of 418 companies for EBITDA Margin %. This places Star Money PCL in the lower half of its industry. The industry median EBITDA Margin % is 23.26. Star Money PCL's value of 13.19% is 43.3% below this benchmark. Historically, Star Money PCL's own EBITDA Margin % has ranged from 8.41 to 15.12 over the past decade. While the company's 10-year median is 11.15 vs. the industry median of 23.26, Star Money PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.26, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Money PCL's current EBITDA Margin % of 13.19% is 43.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Star Money PCL and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Money PCL's current EBITDA Margin % is 13.19%, which is 18% above median its own 10-year median of 11.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿0.94, compared to a current price of ฿0.98 — trading 4.3% above its estimated fair value. The current EBITDA Margin % is 13.19%, which is 18% above median its 10-year median of 11.15 and 43.3% below the Credit Services industry median of 23.26. Star Money PCL's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current EBITDA Margin % is 13.19% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Money PCL (BKK:STARM) Overvalued in 2026?
Based on GuruFocus' analysis, Star Money PCL stock appears to be overvalued.
The current stock price of ฿0.98 is trading 4.3% above its estimated GF Value™ of ฿0.94.
GuruFocus considers Star Money PCL to be Fairly Valued.
Key valuation signals for BKK:STARM:
EBITDA Margin %: 13.19% (18% above median its 10-year median of 11.15)
GF Value™: ฿0.94 vs. price of ฿0.98 (4.3% above fair value)
Industry Position: 43.3% below the Credit Services median (#276 of 418)
No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
41GF Score
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