Star Money PCL (BKK:STARM) Scaled Net Operating Assets: 0.92 (As of Mar. 2026)

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BKK:STARM Star Money PCL BKK:STARM
67 GF Score
Price ฿0.98
GF Value ฿1.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Star Money PCL Scaled Net Operating Assets?

Star Money PCL BKK:STARM +2.08% 67 Scaled Net Operating Assets is 0.92 as of Mar. 2026. GuruFocus rates BKK:STARM with a GF Score™ of 67/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Star Money PCL's operating assets for the quarter that ended in Mar. 2026 was ฿2,796 Mil. Star Money PCL's operating liabilities for the quarter that ended in Mar. 2026 was ฿221 Mil. Star Money PCL's Total Assets for the quarter that ended in Dec. 2025 was ฿2,794 Mil. Therefore, Star Money PCL's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.92.


Star Money PCL Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Star Money PCL's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Money PCL Scaled Net Operating Assets Chart

Star Money PCL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Scaled Net Operating Assets
Get a 7-Day Free Trial 0.93 1.11 0.86 0.95 0.88

Star Money PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 0.89 0.90 0.94 0.92

BKK:STARM vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Star Money PCL's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Star Money PCL Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Star Money PCL's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Star Money PCL's Scaled Net Operating Assets falls into.


BKK:STARM
67GF Score
Star Money PCL BKK:STARM
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Star Money PCL Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Star Money PCL's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2776.011-153.654)/2993.666
=0.88

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2793.937 - 17.926
=2776.011

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1592.792 - 58.961 - 1380.177
=153.654

Star Money PCL's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2795.972-220.773)/2793.937
=0.92

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=2807.25 - 11.278
=2795.972

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1580.996 - 48.712 - 1311.511
=220.773

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.92 mean?
Star Money PCL (BKK:STARM) has a Scaled Net Operating Assets of 0.92 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Star Money PCL and its competitors.
Is Star Money PCL's Scaled Net Operating Assets too high?
Star Money PCL's current Scaled Net Operating Assets is 0.92. Overall, Star Money PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's Scaled Net Operating Assets compare to V and MA?
Star Money PCL's Scaled Net Operating Assets of 0.92 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Star Money PCL and its competitors. Star Money PCL's current Scaled Net Operating Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.98 — trading 3% below its estimated fair value. The current Scaled Net Operating Assets is 0.92. Star Money PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current Scaled Net Operating Assets is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Money PCL (BKK:STARM) Overvalued in 2026?

Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued. The current stock price of ฿0.98 is trading 3% below its estimated GF Value™ of ฿1.01. GuruFocus considers Star Money PCL to be Fairly Valued.

Key valuation signals for BKK:STARM:

  • Scaled Net Operating Assets: 0.92
  • GF Value™: ฿1.01 vs. price of ฿0.98 (3% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Star Money PCL Business Description

Address 204/1-8 Sukhumwit Road, Thang Kwian Sub district, Klaeng District, Rayong, THA, 21110
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
67GF Score

Get the complete analysis for BKK:STARM

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.98
Price
฿1.01
GF Value