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Star Money PCLBKK:STARM +2.08%67 Pretax Margin % is 9.18% as of Mar. 2026, which is 39% above its 10-year median of 6.60. GuruFocus rates BKK:STARM with a GF Score™ of 67/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 534 Credit Services companies, Star Money PCL ranks worse than 68.91% on this metric.
The historical rank and industry rank for Star Money PCL's Pretax Margin % or its related term are showing as below:
BKK:STARM'
s Pretax Margin % Range Over the Past 10 Years
Min: 4.25 Med: 6.6 Max: 10.66
Current: 7.94
BKK:STARM's Pretax Margin % is ranked worse than 68.91% of 534
companies
in the Credit Services industry
Industry Median: 20.105
vs BKK:STARM: 7.94
Star Money PCL (BKK:STARM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Star Money PCL Pretax Margin % Related Terms
Star Money PCL Pretax Margin % Historical Data
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The historical data trend for Star Money PCL's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:STARM vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Star Money PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Money PCL Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Star Money PCL's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Star Money PCL's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Money PCL (BKK:STARM) has a Pretax Margin % of 9.18% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Star Money PCL and its competitors. This is 39% above median its historical median of 6.60. Over the past decade, Star Money PCL's Pretax Margin % has ranged from 4.25 to 10.66. According to the industry distribution chart, Star Money PCL ranks #368 out of 534 companies in the Credit Services industry, placing it in the top 68.9%.
Is Star Money PCL's Pretax Margin % too high?
Star Money PCL's current Pretax Margin % of 9.18% is 39% above median its 10-year median of 6.60. Over the past 10 years, this metric has ranged from a low of 4.25 to a high of 10.66. The Credit Services industry median Pretax Margin % is 20.11. Star Money PCL's value of 9.18% is 54.3% below this industry median. Based on the distribution chart, Star Money PCL ranks #368 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Star Money PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Star Money PCL ranks #368 out of 534 companies for Pretax Margin %. This places Star Money PCL in the lower half of its industry. The industry median Pretax Margin % is 20.11. Star Money PCL's value of 9.18% is 54.3% below this benchmark. Historically, Star Money PCL's own Pretax Margin % has ranged from 4.25 to 10.66 over the past decade. While the company's 10-year median is 6.60 vs. the industry median of 20.11, Star Money PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Money PCL's current Pretax Margin % of 9.18% is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Star Money PCL and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Money PCL's current Pretax Margin % is 9.18%, which is 39% above median its own 10-year median of 6.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.98 — trading 3% below its estimated fair value. The current Pretax Margin % is 9.18%, which is 39% above median its 10-year median of 6.60 and 54.3% below the Credit Services industry median of 20.11. Star Money PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current Pretax Margin % is 9.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Money PCL (BKK:STARM) Overvalued in 2026?
Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued.
The current stock price of ฿0.98 is trading 3% below its estimated GF Value™ of ฿1.01.
GuruFocus considers Star Money PCL to be Fairly Valued.
Key valuation signals for BKK:STARM:
Pretax Margin %: 9.18% (39% above median its 10-year median of 6.60)
GF Value™: ฿1.01 vs. price of ฿0.98 (3% below fair value)
Industry Position: 54.3% below the Credit Services median (#368 of 534)
No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
67GF Score
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