Star Money PCL (BKK:STARM) Retained Earnings: ฿178 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:STARM Star Money PCL BKK:STARM
66 GF Score
Price ฿0.94
GF Value ฿1.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Star Money PCL Retained Earnings?

Star Money PCL BKK:STARM -1.05% 66 Retained Earnings is ฿178 Mil as of Mar. 2026. GuruFocus rates BKK:STARM with a GF Score™ of 66/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Star Money PCL's retained earnings for the quarter that ended in Mar. 2026 was ฿178 Mil.

Star Money PCL's quarterly retained earnings increased from Sep. 2025 (฿143 Mil) to Dec. 2025 (฿153 Mil) and increased from Dec. 2025 (฿153 Mil) to Mar. 2026 (฿178 Mil).

Star Money PCL's annual retained earnings increased from Dec. 2023 (฿86 Mil) to Dec. 2024 (฿102 Mil) and increased from Dec. 2024 (฿102 Mil) to Dec. 2025 (฿153 Mil).


Star Money PCL  (BKK:STARM) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Star Money PCL Retained Earnings Historical Data

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The historical data trend for Star Money PCL's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Money PCL Retained Earnings Chart

Star Money PCL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 109.01 73.22 86.33 102.42 153.06

Star Money PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 121.77 120.32 142.56 153.06 178.17
BKK:STARM
66GF Score
Star Money PCL BKK:STARM
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Star Money PCL Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ฿178 Mil mean?
Star Money PCL (BKK:STARM) has a Retained Earnings of ฿178 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Star Money PCL and its competitors.
Is Star Money PCL's Retained Earnings too high?
Star Money PCL's current Retained Earnings is ฿178 Mil. Overall, Star Money PCL has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's Retained Earnings compare to V and MA?
Star Money PCL's Retained Earnings of ฿178 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Star Money PCL and its competitors. Star Money PCL's current Retained Earnings is ฿178 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.94 — trading 6.9% below its estimated fair value. The current Retained Earnings is ฿178 Mil. Star Money PCL's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current Retained Earnings is ฿178 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Money PCL (BKK:STARM) Overvalued in 2026?

Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued. The current stock price of ฿0.94 is trading 6.9% below its estimated GF Value™ of ฿1.01. GuruFocus considers Star Money PCL to be Fairly Valued.

Key valuation signals for BKK:STARM:

  • Retained Earnings: ฿178 Mil
  • GF Value™: ฿1.01 vs. price of ฿0.94 (6.9% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Star Money PCL Business Description

Address 204/1-8 Sukhumwit Road, Thang Kwian Sub district, Klaeng District, Rayong, THA, 21110
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
66GF Score

Get the complete analysis for BKK:STARM

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.94
Price
฿1.01
GF Value