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Star Money PCLBKK:STARM +2.08%67 OCF Margin % is 27.94% as of Mar. 2026, which is 149% above its 10-year median of 11.24. GuruFocus rates BKK:STARM with a GF Score™ of 67/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 531 Credit Services companies, Star Money PCL ranks better than 66.67% on this metric.
The historical rank and industry rank for Star Money PCL's OCF Margin % or its related term are showing as below:
BKK:STARM'
s OCF Margin % Range Over the Past 10 Years
Min: -10.9 Med: 11.24 Max: 29.16
Current: 27.19
During the past 6 years, the highest OCF Margin % of Star Money PCL was 29.16%. The lowest was -10.90%. And the median was 11.24%.
BKK:STARM's OCF Margin % is ranked better than 66.67% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs BKK:STARM: 27.19
Star Money PCL OCF Margin % Related Terms
Star Money PCL OCF Margin % Historical Data
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The historical data trend for Star Money PCL's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Star Money PCL's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Money PCL OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Star Money PCL's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Star Money PCL's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Star Money PCL (BKK:STARM) has a OCF Margin % of 27.94% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Star Money PCL and its competitors. This is 149% above median its historical median of 11.24. According to the industry distribution chart, Star Money PCL ranks #177 out of 531 companies in the Credit Services industry, placing it in the top 33.3%.
Is Star Money PCL's OCF Margin % too high?
Star Money PCL's current OCF Margin % of 27.94% is 149% above median its 10-year median of 11.24. The Credit Services industry median OCF Margin % is 2.55. Star Money PCL's value of 27.94% is 995.7% above this industry median. Based on the distribution chart, Star Money PCL ranks #177 out of 531 companies in the Credit Services industry, which is above the industry midpoint. Overall, Star Money PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Star Money PCL ranks #177 out of 531 companies for OCF Margin %. This puts Star Money PCL in the upper half of its industry. The industry median OCF Margin % is 2.55. Star Money PCL's value of 27.94% is 995.7% above this benchmark. While the company's 10-year median is 11.24 vs. the industry median of 2.55, Star Money PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Money PCL's current OCF Margin % of 27.94% is 995.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Star Money PCL and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Money PCL's current OCF Margin % is 27.94%, which is 149% above median its own 10-year median of 11.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.98 — trading 3% below its estimated fair value. The current OCF Margin % is 27.94%, which is 149% above median its 10-year median of 11.24 and 995.7% above the Credit Services industry median of 2.55. Star Money PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current OCF Margin % is 27.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Money PCL (BKK:STARM) Overvalued in 2026?
Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued.
The current stock price of ฿0.98 is trading 3% below its estimated GF Value™ of ฿1.01.
GuruFocus considers Star Money PCL to be Fairly Valued.
Key valuation signals for BKK:STARM:
OCF Margin %: 27.94% (149% above median its 10-year median of 11.24)
GF Value™: ฿1.01 vs. price of ฿0.98 (3% below fair value)
Industry Position: 995.7% above the Credit Services median (#177 of 531)
No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
67GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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