Star Money PCL (BKK:STARM) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:STARM Star Money PCL BKK:STARM
67 GF Score
Price ฿0.98
GF Value ฿1.01
Valuation Fairly Valued
! 4 Warning Signs
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What is Star Money PCL LT-Debt-to-Total-Asset?

Star Money PCL BKK:STARM +2.08% 67 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates BKK:STARM with a GF Score™ of 67/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Star Money PCL's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Star Money PCL's long-term debt to total assets ratio declined from Mar. 2025 (0.06) to Mar. 2026 (0.02). It may suggest that Star Money PCL is progressively becoming less dependent on debt to grow their business.

Star Money PCL  (BKK:STARM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Star Money PCL LT-Debt-to-Total-Asset Related Terms

Star Money PCL LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Star Money PCL's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Star Money PCL LT-Debt-to-Total-Asset Chart

Star Money PCL Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.15 0.12 0.09 0.06 0.02

Star Money PCL Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.04 0.03 0.02 0.02
BKK:STARM
67GF Score
Star Money PCL BKK:STARM
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Star Money PCL LT-Debt-to-Total-Asset Calculation

Star Money PCL's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=58.961/2793.937
=0.02

Star Money PCL's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=48.712/2807.25
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Star Money PCL (BKK:STARM) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Star Money PCL and its competitors.
Is Star Money PCL's LT-Debt-to-Total-Asset too high?
Star Money PCL's current LT-Debt-to-Total-Asset is 0.02. Overall, Star Money PCL has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's LT-Debt-to-Total-Asset compare to V and MA?
Star Money PCL's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Star Money PCL and its competitors. Star Money PCL's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.98 — trading 3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Star Money PCL's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Star Money PCL (BKK:STARM) Overvalued in 2026?

Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued. The current stock price of ฿0.98 is trading 3% below its estimated GF Value™ of ฿1.01. GuruFocus considers Star Money PCL to be Fairly Valued.

Key valuation signals for BKK:STARM:

  • LT-Debt-to-Total-Asset: 0.02
  • GF Value™: ฿1.01 vs. price of ฿0.98 (3% below fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Star Money PCL Business Description

Address 204/1-8 Sukhumwit Road, Thang Kwian Sub district, Klaeng District, Rayong, THA, 21110
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
67GF Score

Get the complete analysis for BKK:STARM

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.98
Price
฿1.01
GF Value