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Star Money PCLBKK:STARM -1.05%66 5-Year Yield-on-Cost % is 6.11 as of Jul. 17, 2026, which is 100% above its 10-year median of 3.06. GuruFocus rates BKK:STARM with a GF Score™ of 66/100 and a GF Value™ of ฿1.01 (Fairly Valued). The stock has 4 warning signs investors should review. Among 210 Credit Services companies, Star Money PCL ranks better than 63.81% on this metric.
Star Money PCL's yield on cost for the quarter that ended in Mar. 2026 was 6.11.
The historical rank and industry rank for Star Money PCL's 5-Year Yield-on-Cost % or its related term are showing as below:
BKK:STARM'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.26 Med: 3.06 Max: 6.11
Current: 6.11
During the past 6 years, Star Money PCL's highest Yield on Cost was 6.11. The lowest was 2.26. And the median was 3.06.
BKK:STARM's 5-Year Yield-on-Cost % is ranked better than 63.81% of 210
companies
in the Credit Services industry
Industry Median: 4.575
vs BKK:STARM: 6.11
Star Money PCL (BKK:STARM) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Star Money PCL 5-Year Yield-on-Cost % Related Terms
BKK:STARM vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Star Money PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Star Money PCL 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Star Money PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Star Money PCL's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Star Money PCL is calculated as
Star Money PCL (BKK:STARM) has a 5-Year Yield-on-Cost % of 6.11 as of Jul. 17, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Star Money PCL and its competitors. This is 100% above median its historical median of 3.06. Over the past decade, Star Money PCL's 5-Year Yield-on-Cost % has ranged from 2.26 to 6.11. According to the industry distribution chart, Star Money PCL ranks #76 out of 210 companies in the Credit Services industry, placing it in the top 36.2%.
Is Star Money PCL's 5-Year Yield-on-Cost % too high?
Star Money PCL's current 5-Year Yield-on-Cost % of 6.11 is 100% above median its 10-year median of 3.06. Over the past 10 years, this metric has ranged from a low of 2.26 to a high of 6.11. The Credit Services industry median 5-Year Yield-on-Cost % is 4.58. Star Money PCL's value of 6.11 is 33.6% above this industry median. Based on the distribution chart, Star Money PCL ranks #76 out of 210 companies in the Credit Services industry, which is above the industry midpoint. Overall, Star Money PCL has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Star Money PCL's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Star Money PCL ranks #76 out of 210 companies for 5-Year Yield-on-Cost %. This puts Star Money PCL in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 4.58. Star Money PCL's value of 6.11 is 33.6% above this benchmark. Historically, Star Money PCL's own 5-Year Yield-on-Cost % has ranged from 2.26 to 6.11 over the past decade. While the company's 10-year median is 3.06 vs. the industry median of 4.58, Star Money PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.58, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Star Money PCL's current 5-Year Yield-on-Cost % of 6.11 is 33.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Star Money PCL and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Star Money PCL's current 5-Year Yield-on-Cost % is 6.11, which is 100% above median its own 10-year median of 3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Star Money PCL stock overvalued right now?
Based on GuruFocus' analysis, Star Money PCL (BKK:STARM) is currently considered Fairly Valued. The stock's GF Value™ is ฿1.01, compared to a current price of ฿0.94 — trading 6.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.11, which is 100% above median its 10-year median of 3.06 and 33.6% above the Credit Services industry median of 4.58. Star Money PCL's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Star Money PCL (BKK:STARM), the current 5-Year Yield-on-Cost % is 6.11 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Star Money PCL (BKK:STARM) Overvalued in 2026?
Based on GuruFocus' analysis, Star Money PCL stock appears to be undervalued.
The current stock price of ฿0.94 is trading 6.9% below its estimated GF Value™ of ฿1.01.
GuruFocus considers Star Money PCL to be Fairly Valued.
Key valuation signals for BKK:STARM:
5-Year Yield-on-Cost %: 6.11 (100% above median its 10-year median of 3.06)
GF Value™: ฿1.01 vs. price of ฿0.94 (6.9% below fair value)
Industry Position: 33.6% above the Credit Services median (#76 of 210)
No single metric tells the full story. See the BKK:STARM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Star Money PCL is an electrical appliance distributor and a credit provider. It provides services of Electrical appliances, Credit, and Insurance. The group has four reportable segments as follows: Sales, Hire purchase, Lending business, and Others. The majority of its revenue is derived from the Sales segment.
66GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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