National Life Insurance (DHA:NATLIFEINS) EBITDA Margin %: -21.66% (As of Mar. 2026)


DHA:NATLIFEINS National Life Insurance PLC DHA:NATLIFEINS
75 GF Score
Price BDT103.50
GF Value BDT133.57
Valuation Modestly Undervalued
! 2 Warning Signs
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What is National Life Insurance EBITDA Margin %?

National Life Insurance DHA:NATLIFEINS +1.37% 75 EBITDA Margin % is -21.66% as of Mar. 2026. GuruFocus rates DHA:NATLIFEINS with a GF Score™ of 75/100 and a GF Value™ of BDT133.57 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 373 Insurance companies, National Life Insurance ranks better than 94.91% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. National Life Insurance's EBITDA for the three months ended in Mar. 2026 was BDT-1,148 Mil. National Life Insurance's Revenue for the three months ended in Mar. 2026 was BDT5,300 Mil. Therefore, National Life Insurance's EBITDA margin for the quarter that ended in Mar. 2026 was -21.66%.


National Life Insurance  (DHA:NATLIFEINS) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


National Life Insurance EBITDA Margin % Related Terms


National Life Insurance EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for National Life Insurance's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Life Insurance EBITDA Margin % Chart

National Life Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.41 133.10 125.61 77.56 78.35

National Life Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.82 31.35 37.45 155.77 -21.66

DHA:NATLIFEINS vs AFL, MET, PRU: EBITDA Margin % Comparison

For the Insurance - Life subindustry, National Life Insurance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Life Insurance EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, National Life Insurance's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where National Life Insurance's EBITDA Margin % falls into.


DHA:NATLIFEINS
75GF Score
National Life Insurance PLC DHA:NATLIFEINS
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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National Life Insurance EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

National Life Insurance's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=22809.956/29111.873
=78.35 %

National Life Insurance's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-1148.039/5299.716
=-21.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -21.66% mean?
National Life Insurance (DHA:NATLIFEINS) has a EBITDA Margin % of -21.66% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance and its competitors. Over the past decade, National Life Insurance's EBITDA Margin % has ranged from 19.70 to 139.34. According to the industry distribution chart, National Life Insurance ranks #19 out of 373 companies in the Insurance industry, placing it in the top 5.1%.
Is National Life Insurance's EBITDA Margin % too high?
National Life Insurance's current EBITDA Margin % is -21.66%. Over the past 10 years, this metric has ranged from a low of 19.70 to a high of 139.34. Based on the distribution chart, National Life Insurance ranks #19 out of 373 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Life Insurance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance ranks #19 out of 373 companies for EBITDA Margin %. This places National Life Insurance in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Historically, National Life Insurance's own EBITDA Margin % has ranged from 19.70 to 139.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 373 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current EBITDA Margin % is -21.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT133.57, compared to a current price of BDT103.50 — trading 22.5% below its estimated fair value. The current EBITDA Margin % is -21.66%. National Life Insurance's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current EBITDA Margin % is -21.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued. The current stock price of BDT103.50 is trading 22.5% below its estimated GF Value™ of BDT133.57. GuruFocus considers National Life Insurance to be Modestly Undervalued.

Key valuation signals for DHA:NATLIFEINS:

  • EBITDA Margin %: -21.66%
  • GF Value™: BDT133.57 vs. price of BDT103.50 (22.5% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Life Insurance Business Description

Address 54-55, Kazi Nazrul Islam Avenue, Karwan Bazar, NLI Tower, Dhaka, BGD, 1215
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
75GF Score

Get the complete analysis for DHA:NATLIFEINS

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT103.50
Price
BDT133.57
GF Value