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National Life Insurance (DHA:NATLIFEINS) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
National Life Insurance EBITDA Margin % Related Terms
National Life Insurance EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:NATLIFEINS vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, National Life Insurance's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where National Life Insurance's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance (DHA:NATLIFEINS) has a EBITDA Margin % of 39.29% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance and its competitors. This is 49% below median its historical median of 77.56. Over the past decade, National Life Insurance's EBITDA Margin % has ranged from 19.70 to 139.34. According to the industry distribution chart, National Life Insurance ranks #19 out of 372 companies in the Insurance industry, placing it in the top 5.1%.
Is National Life Insurance's EBITDA Margin % too high?
National Life Insurance's current EBITDA Margin % of 39.29% is 49% below median its 10-year median of 77.56. Over the past 10 years, this metric has ranged from a low of 19.70 to a high of 139.34. The Insurance industry median EBITDA Margin % is 14.86. National Life Insurance's value of 39.29% is 164.5% above this industry median. Based on the distribution chart, National Life Insurance ranks #19 out of 372 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Life Insurance has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance ranks #19 out of 372 companies for EBITDA Margin %. This places National Life Insurance in the top 5% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.86. National Life Insurance's value of 39.29% is 164.5% above this benchmark. Historically, National Life Insurance's own EBITDA Margin % has ranged from 19.70 to 139.34 over the past decade. While the company's 10-year median is 77.56 vs. the industry median of 14.86, National Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.86, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Life Insurance's current EBITDA Margin % of 39.29% is 164.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current EBITDA Margin % is 39.29%, which is 49% below median its own 10-year median of 77.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT131.51, compared to a current price of BDT102.70 — trading 21.9% below its estimated fair value. The current EBITDA Margin % is 39.29%, which is 49% below median its 10-year median of 77.56 and 164.5% above the Insurance industry median of 14.86. National Life Insurance's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current EBITDA Margin % is 39.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued.
The current stock price of BDT102.70 is trading 21.9% below its estimated GF Value™ of BDT131.51.
GuruFocus considers National Life Insurance to be Modestly Undervalued.
Key valuation signals for DHA:NATLIFEINS:
EBITDA Margin %: 39.29% (49% below median its 10-year median of 77.56)
GF Value™: BDT131.51 vs. price of BDT102.70 (21.9% below fair value)
Industry Position: 164.5% above the Insurance median (#19 of 372)
No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
80GF Score
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EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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