National Life Insurance (DHA:NATLIFEINS) Interest Expense: BDT-10 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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DHA:NATLIFEINS National Life Insurance PLC DHA:NATLIFEINS
78 GF Score
Price BDT106.70
GF Value BDT134.60
Valuation Modestly Undervalued
! 2 Warning Signs
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What is National Life Insurance Interest Expense?

National Life Insurance DHA:NATLIFEINS -2.82% 78 Interest Expense is BDT-10 Mil as of Mar. 2026. GuruFocus rates DHA:NATLIFEINS with a GF Score™ of 78/100 and a GF Value™ of BDT134.60 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. National Life Insurance's interest expense for the three months ended in Mar. 2026 was BDT -2 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was BDT-10 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. National Life Insurance's Operating Income for the three months ended in Mar. 2026 was BDT -1,196 Mil. National Life Insurance's Interest Expense for the three months ended in Mar. 2026 was BDT -2 Mil. National Life Insurance did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National Life Insurance  (DHA:NATLIFEINS) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National Life Insurance's Interest Expense for the three months ended in Mar. 2026 was BDT-2 Mil. Its EBIT for the three months ended in Mar. 2026 was BDT-1,196 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was BDT0 Mil.

National Life Insurance's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

National Life Insurance did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. National Life Insurance PLC has enough cash to cover all of its debt. Its financial situation is stable.

National Life Insurance Interest Expense Historical Data

* Premium members only.

The historical data trend for National Life Insurance's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Life Insurance Interest Expense Chart

National Life Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.11 -8.21 -5.27 -7.41 -9.35

National Life Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.54 -2.42 -2.25 -3.14 -1.86
DHA:NATLIFEINS
78GF Score
National Life Insurance PLC DHA:NATLIFEINS
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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National Life Insurance Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was BDT-10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of BDT-10 Mil mean?
National Life Insurance (DHA:NATLIFEINS) has a Interest Expense of BDT-10 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Life Insurance and its competitors.
Is National Life Insurance's Interest Expense too high?
National Life Insurance's current Interest Expense is BDT-10 Mil. Overall, National Life Insurance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's Interest Expense compare to AFL and MET?
National Life Insurance's Interest Expense of BDT-10 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Life Insurance and its competitors. National Life Insurance's current Interest Expense is BDT-10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT134.60, compared to a current price of BDT106.70 — trading 20.7% below its estimated fair value. The current Interest Expense is BDT-10 Mil. National Life Insurance's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current Interest Expense is BDT-10 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued. The current stock price of BDT106.70 is trading 20.7% below its estimated GF Value™ of BDT134.60. GuruFocus considers National Life Insurance to be Modestly Undervalued.

Key valuation signals for DHA:NATLIFEINS:

  • Interest Expense: BDT-10 Mil
  • GF Value™: BDT134.60 vs. price of BDT106.70 (20.7% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Life Insurance Business Description

Address 54-55, Kazi Nazrul Islam Avenue, Karwan Bazar, NLI Tower, Dhaka, BGD, 1215
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
78GF Score

Get the complete analysis for DHA:NATLIFEINS

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT106.70
Price
BDT134.60
GF Value