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National Life InsuranceDHA:NATLIFEINS +3.25%73 5-Year Yield-on-Cost % is 4.65 as of Aug. 05, 2026, which is 167% above its 10-year median of 1.74. GuruFocus rates DHA:NATLIFEINS with a GF Score™ of 73/100 and a GF Value™ of BDT132.15 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 419 Insurance companies, National Life Insurance ranks better than 58.47% on this metric.
The historical rank and industry rank for National Life Insurance's 5-Year Yield-on-Cost % or its related term are showing as below:
DHA:NATLIFEINS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.8 Med: 1.74 Max: 9.01
Current: 4.65
During the past 11 years, National Life Insurance's highest Yield on Cost was 9.01. The lowest was 0.80. And the median was 1.74.
DHA:NATLIFEINS's 5-Year Yield-on-Cost % is ranked better than 58.47% of 419
companies
in the Insurance industry
Industry Median: 3.87
vs DHA:NATLIFEINS: 4.65
National Life Insurance (DHA:NATLIFEINS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Life Insurance 5-Year Yield-on-Cost % Related Terms
DHA:NATLIFEINS vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, National Life Insurance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Life Insurance's 5-Year Yield-on-Cost % falls into.
National Life Insurance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Life Insurance (DHA:NATLIFEINS) has a 5-Year Yield-on-Cost % of 4.65 as of Aug. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Life Insurance and its competitors. This is 167% above median its historical median of 1.74. Over the past decade, National Life Insurance's 5-Year Yield-on-Cost % has ranged from 0.80 to 9.01. According to the industry distribution chart, National Life Insurance ranks #174 out of 419 companies in the Insurance industry, placing it in the top 41.5%.
Is National Life Insurance's 5-Year Yield-on-Cost % too high?
National Life Insurance's current 5-Year Yield-on-Cost % of 4.65 is 167% above median its 10-year median of 1.74. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 9.01. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. National Life Insurance's value of 4.65 is 20.2% above this industry median. Based on the distribution chart, National Life Insurance ranks #174 out of 419 companies in the Insurance industry, which is above the industry midpoint. Overall, National Life Insurance has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance ranks #174 out of 419 companies for 5-Year Yield-on-Cost %. This puts National Life Insurance in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. National Life Insurance's value of 4.65 is 20.2% above this benchmark. Historically, National Life Insurance's own 5-Year Yield-on-Cost % has ranged from 0.80 to 9.01 over the past decade. While the company's 10-year median is 1.74 vs. the industry median of 3.87, National Life Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Life Insurance's current 5-Year Yield-on-Cost % of 4.65 is 20.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current 5-Year Yield-on-Cost % is 4.65, which is 167% above median its own 10-year median of 1.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT132.15, compared to a current price of BDT104.90 — trading 20.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.65, which is 167% above median its 10-year median of 1.74 and 20.2% above the Insurance industry median of 3.87. National Life Insurance's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current 5-Year Yield-on-Cost % is 4.65 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued.
The current stock price of BDT104.90 is trading 20.6% below its estimated GF Value™ of BDT132.15.
GuruFocus considers National Life Insurance to be Modestly Undervalued.
Key valuation signals for DHA:NATLIFEINS:
5-Year Yield-on-Cost %: 4.65 (167% above median its 10-year median of 1.74)
GF Value™: BDT132.15 vs. price of BDT104.90 (20.6% below fair value)
Industry Position: 20.2% above the Insurance median (#174 of 419)
No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
73GF Score
Get the complete analysis for DHA:NATLIFEINS
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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