National Life Insurance (DHA:NATLIFEINS) 3-1 Month Momentum %: -0.29% (As of Sep. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:NATLIFEINS National Life Insurance PLC DHA:NATLIFEINS
77 GF Score
Price BDT94.30
GF Value BDT132.85
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is National Life Insurance 3-1 Month Momentum %?

National Life Insurance DHA:NATLIFEINS -1.87% 77 3-1 Month Momentum % is -0.29% as of Sep. 09, 2026. GuruFocus rates DHA:NATLIFEINS with a GF Score™ of 77/100 and a GF Value™ of BDT132.85 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 569 Insurance companies, National Life Insurance ranks worse than 56.94% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-09), National Life Insurance's 3-1 Month Momentum % is -0.29%.

The industry rank for National Life Insurance's 3-1 Month Momentum % or its related term are showing as below:

DHA:NATLIFEINS's 3-1 Month Momentum % is ranked worse than
56.94% of 569 companies
in the Insurance industry
Industry Median: 6.53 vs DHA:NATLIFEINS: -0.29

National Life Insurance  (DHA:NATLIFEINS) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


National Life Insurance 3-1 Month Momentum % Related Terms


DHA:NATLIFEINS vs MET, AFL, PRU: 3-1 Month Momentum % Comparison

For the Insurance - Life subindustry, National Life Insurance's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Life Insurance 3-1 Month Momentum % vs Insurance Industry

For the Insurance industry and Financial Services sector, National Life Insurance's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where National Life Insurance's 3-1 Month Momentum % falls into.


DHA:NATLIFEINS
77GF Score
National Life Insurance PLC DHA:NATLIFEINS
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Life Insurance  (DHA:NATLIFEINS) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -0.29% mean?
National Life Insurance (DHA:NATLIFEINS) has a 3-1 Month Momentum % of -0.29% as of Sep. 09, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Life Insurance and its competitors. According to the industry distribution chart, National Life Insurance ranks #324 out of 569 companies in the Insurance industry, placing it in the top 56.9%.
Is National Life Insurance's 3-1 Month Momentum % too high?
National Life Insurance's current 3-1 Month Momentum % is -0.29%. Based on the distribution chart, National Life Insurance ranks #324 out of 569 companies in the Insurance industry, which is below the industry midpoint. Overall, National Life Insurance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's 3-1 Month Momentum % compare to MET and AFL?
According to the Insurance industry distribution chart, National Life Insurance ranks #324 out of 569 companies for 3-1 Month Momentum %. This places National Life Insurance in the lower half of its industry. The industry median 3-1 Month Momentum % is 6.53. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 6.53, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 6.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current 3-1 Month Momentum % is -0.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT132.85, compared to a current price of BDT94.30 — trading 29% below its estimated fair value. The current 3-1 Month Momentum % is -0.29%. National Life Insurance's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current 3-1 Month Momentum % is -0.29% as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued. The current stock price of BDT94.30 is trading 29% below its estimated GF Value™ of BDT132.85. GuruFocus considers National Life Insurance to be Modestly Undervalued.

Key valuation signals for DHA:NATLIFEINS:

  • 3-1 Month Momentum %: -0.29%
  • GF Value™: BDT132.85 vs. price of BDT94.30 (29% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Life Insurance Business Description

Address 54-55, Kazi Nazrul Islam Avenue, Karwan Bazar, NLI Tower, Dhaka, BGD, 1215
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
77GF Score

Get the complete analysis for DHA:NATLIFEINS

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT94.30
Price
BDT132.85
GF Value