The historical rank and industry rank for National Life Insurance's Pretax Margin % or its related term are showing as below:
DHA:NATLIFEINS'
s Pretax Margin % Range Over the Past 10 Years
Min: 11.17 Med: 51.72 Max: 138.55
Current: 71.3
DHA:NATLIFEINS's Pretax Margin % is ranked better than 96.83% of 504
companies
in the Insurance industry
Industry Median: 11.98
vs DHA:NATLIFEINS: 71.30
National Life Insurance (DHA:NATLIFEINS) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
National Life Insurance Pretax Margin % Related Terms
National Life Insurance Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:NATLIFEINS vs AFL, MET, PRU: Pretax Margin % Comparison
For the Insurance - Life subindustry, National Life Insurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where National Life Insurance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance (DHA:NATLIFEINS) has a Pretax Margin % of -22.61% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Life Insurance and its competitors. Over the past decade, National Life Insurance's Pretax Margin % has ranged from 11.17 to 138.55. According to the industry distribution chart, National Life Insurance ranks #16 out of 504 companies in the Insurance industry, placing it in the top 3.2%.
Is National Life Insurance's Pretax Margin % too high?
National Life Insurance's current Pretax Margin % is -22.61%. Over the past 10 years, this metric has ranged from a low of 11.17 to a high of 138.55. Based on the distribution chart, National Life Insurance ranks #16 out of 504 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Life Insurance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's Pretax Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance ranks #16 out of 504 companies for Pretax Margin %. This places National Life Insurance in the top 3% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 11.98. Historically, National Life Insurance's own Pretax Margin % has ranged from 11.17 to 138.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.98, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median Pretax Margin % is 11.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current Pretax Margin % is -22.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT133.96, compared to a current price of BDT102.60 — trading 23.4% below its estimated fair value. The current Pretax Margin % is -22.61%. National Life Insurance's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current Pretax Margin % is -22.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued.
The current stock price of BDT102.60 is trading 23.4% below its estimated GF Value™ of BDT133.96.
GuruFocus considers National Life Insurance to be Modestly Undervalued.
Key valuation signals for DHA:NATLIFEINS:
Pretax Margin %: -22.61%
GF Value™: BDT133.96 vs. price of BDT102.60 (23.4% below fair value)
No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
77GF Score
Get the complete analysis for DHA:NATLIFEINS
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DHA:NATLIFEINS has been successfully added to your 
