The historical rank and industry rank for National Life Insurance's Net Margin % or its related term are showing as below:
DHA:NATLIFEINS'
s Net Margin % Range Over the Past 10 Years
Min: 8.35 Med: 49.7 Max: 135.62
Current: 69.2
DHA:NATLIFEINS's Net Margin % is ranked better than 97.83% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs DHA:NATLIFEINS: 69.20
National Life Insurance (DHA:NATLIFEINS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
National Life Insurance Net Margin % Related Terms
National Life Insurance Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:NATLIFEINS vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, National Life Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Life Insurance Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Life Insurance's Net Margin % distribution charts can be found below:
* The bar in red indicates where National Life Insurance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Life Insurance (DHA:NATLIFEINS) has a Net Margin % of -22.65% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on National Life Insurance and its competitors. Over the past decade, National Life Insurance's Net Margin % has ranged from 8.35 to 135.62. According to the industry distribution chart, National Life Insurance ranks #11 out of 506 companies in the Insurance industry, placing it in the top 2.2%.
Is National Life Insurance's Net Margin % too high?
National Life Insurance's current Net Margin % is -22.65%. Over the past 10 years, this metric has ranged from a low of 8.35 to a high of 135.62. Based on the distribution chart, National Life Insurance ranks #11 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, National Life Insurance has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, National Life Insurance ranks #11 out of 506 companies for Net Margin %. This places National Life Insurance in the top 2% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.28. Historically, National Life Insurance's own Net Margin % has ranged from 8.35 to 135.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on National Life Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Life Insurance's current Net Margin % is -22.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT133.57, compared to a current price of BDT103.50 — trading 22.5% below its estimated fair value. The current Net Margin % is -22.65%. National Life Insurance's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current Net Margin % is -22.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?
Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued.
The current stock price of BDT103.50 is trading 22.5% below its estimated GF Value™ of BDT133.57.
GuruFocus considers National Life Insurance to be Modestly Undervalued.
Key valuation signals for DHA:NATLIFEINS:
Net Margin %: -22.65%
GF Value™: BDT133.57 vs. price of BDT103.50 (22.5% below fair value)
No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
75GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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