National Life Insurance (DHA:NATLIFEINS) Asset Turnover: 0.07 (As of Mar. 2026)


DHA:NATLIFEINS National Life Insurance PLC DHA:NATLIFEINS
77 GF Score
Price BDT102.60
GF Value BDT133.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is National Life Insurance Asset Turnover?

National Life Insurance DHA:NATLIFEINS -1.06% 77 Asset Turnover is 0.07 as of Mar. 2026. GuruFocus rates DHA:NATLIFEINS with a GF Score™ of 77/100 and a GF Value™ of BDT133.96 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. National Life Insurance's Revenue for the three months ended in Mar. 2026 was BDT5,300 Mil. National Life Insurance's Total Assets for the quarter that ended in Mar. 2026 was BDT77,654 Mil. Therefore, National Life Insurance's Asset Turnover for the quarter that ended in Mar. 2026 was 0.07.

Asset Turnover is linked to ROE % through Du Pont Formula. National Life Insurance's annualized ROE % for the quarter that ended in Mar. 2026 was -306.68%. It is also linked to ROA % through Du Pont Formula. National Life Insurance's annualized ROA % for the quarter that ended in Mar. 2026 was -6.18%.


National Life Insurance  (DHA:NATLIFEINS) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

National Life Insurance's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-4800.748/1565.3715
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-4800.748 / 21198.864)*(21198.864 / 77654.136)*(77654.136/ 1565.3715)
=Net Margin %*Asset Turnover*Equity Multiplier
=-22.65 %*0.273*49.6075
=ROA %*Equity Multiplier
=-6.18 %*49.6075
=-306.68 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

National Life Insurance's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-4800.748/77654.136
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-4800.748 / 21198.864)*(21198.864 / 77654.136)
=Net Margin %*Asset Turnover
=-22.65 %*0.273
=-6.18 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


National Life Insurance Asset Turnover Related Terms


National Life Insurance Asset Turnover Historical Data

* Premium members only.

The historical data trend for National Life Insurance's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Life Insurance Asset Turnover Chart

National Life Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.34 0.36 0.38 0.40 0.40

National Life Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.08 0.10 0.15 0.07

DHA:NATLIFEINS vs AFL, MET, PRU: Asset Turnover Comparison

For the Insurance - Life subindustry, National Life Insurance's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Life Insurance Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, National Life Insurance's Asset Turnover distribution charts can be found below:

* The bar in red indicates where National Life Insurance's Asset Turnover falls into.


DHA:NATLIFEINS
77GF Score
National Life Insurance PLC DHA:NATLIFEINS
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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National Life Insurance Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

National Life Insurance's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=29111.873/( (68170.859+78408.273)/ 2 )
=29111.873/73289.566
=0.40

National Life Insurance's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=5299.716/( (78408.273+76899.999)/ 2 )
=5299.716/77654.136
=0.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.07 mean?
National Life Insurance (DHA:NATLIFEINS) has a Asset Turnover of 0.07 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on National Life Insurance and its competitors.
Is National Life Insurance's Asset Turnover too high?
National Life Insurance's current Asset Turnover is 0.07. Overall, National Life Insurance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Life Insurance's Asset Turnover compare to AFL and MET?
National Life Insurance's Asset Turnover of 0.07 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on National Life Insurance and its competitors. National Life Insurance's current Asset Turnover is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Life Insurance stock overvalued right now?
Based on GuruFocus' analysis, National Life Insurance (DHA:NATLIFEINS) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT133.96, compared to a current price of BDT102.60 — trading 23.4% below its estimated fair value. The current Asset Turnover is 0.07. National Life Insurance's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For National Life Insurance (DHA:NATLIFEINS), the current Asset Turnover is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Life Insurance (DHA:NATLIFEINS) Overvalued in 2026?

Based on GuruFocus' analysis, National Life Insurance stock appears to be undervalued. The current stock price of BDT102.60 is trading 23.4% below its estimated GF Value™ of BDT133.96. GuruFocus considers National Life Insurance to be Modestly Undervalued.

Key valuation signals for DHA:NATLIFEINS:

  • Asset Turnover: 0.07
  • GF Value™: BDT133.96 vs. price of BDT102.60 (23.4% below fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DHA:NATLIFEINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Life Insurance Business Description

Address 54-55, Kazi Nazrul Islam Avenue, Karwan Bazar, NLI Tower, Dhaka, BGD, 1215
National Life Insurance PLC, formerly National Life Insurance Co Ltd is a private sector indigenous life insurance company. It provides multifarious life assurance products that cater to the aspirations and needs as well as the religious beliefs of the clients. The company operates through the following divisions based on the type of insurance products offered; Individual Life Insurance, Group Life Insurance, Bangabandhu Shikkha Bima, Personal Accidental Insurance and Bancassurance. It generates maximum revenue from the Ordinary Life Insurance business.
77GF Score

Get the complete analysis for DHA:NATLIFEINS

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT102.60
Price
BDT133.96
GF Value