FirstcautionXPAR:MLFIR 84 EBITDA Margin % is 12.43% as of Dec. 2025, which is 26% above its 10-year median of 9.85. GuruFocus rates XPAR:MLFIR with a GF Score™ of 84/100 and a GF Value™ of €51.58 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 369 Insurance companies, Firstcaution ranks worse than 59.62% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Firstcaution's EBITDA for the
six
months ended in Dec. 2025 was €3.98 Mil. Firstcaution's Revenue for the
six
months ended in Dec. 2025 was €32.00 Mil. Therefore, Firstcaution's EBITDA margin for the quarter that ended in Dec. 2025 was 12.43%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Firstcaution EBITDA Margin % Related Terms
Firstcaution EBITDA Margin % Historical Data
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The historical data trend for Firstcaution's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:MLFIR vs MRSH, AON, AJG: EBITDA Margin % Comparison
For the Insurance Brokers subindustry, Firstcaution's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstcaution EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Firstcaution's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Firstcaution's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstcaution (XPAR:MLFIR) has a EBITDA Margin % of 12.43% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Firstcaution and its competitors. This is 26% above median its historical median of 9.85. Over the past decade, Firstcaution's EBITDA Margin % has ranged from 0.43 to 16.81. According to the industry distribution chart, Firstcaution ranks #220 out of 369 companies in the Insurance industry, placing it in the top 59.6%.
Is Firstcaution's EBITDA Margin % too high?
Firstcaution's current EBITDA Margin % of 12.43% is 26% above median its 10-year median of 9.85. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 16.81. The Insurance industry median EBITDA Margin % is 14.81. Firstcaution's value of 12.43% is 16.1% below this industry median. Based on the distribution chart, Firstcaution ranks #220 out of 369 companies in the Insurance industry, which is below the industry midpoint. Overall, Firstcaution has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's EBITDA Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Firstcaution ranks #220 out of 369 companies for EBITDA Margin %. This places Firstcaution in the lower half of its industry. The industry median EBITDA Margin % is 14.81. Firstcaution's value of 12.43% is 16.1% below this benchmark. Historically, Firstcaution's own EBITDA Margin % has ranged from 0.43 to 16.81 over the past decade. While the company's 10-year median is 9.85 vs. the industry median of 14.81, Firstcaution has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstcaution's current EBITDA Margin % of 12.43% is 16.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Firstcaution and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstcaution's current EBITDA Margin % is 12.43%, which is 26% above median its own 10-year median of 9.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €51.58, compared to a current price of €32.00 — trading 38% below its estimated fair value. The current EBITDA Margin % is 12.43%, which is 26% above median its 10-year median of 9.85 and 16.1% below the Insurance industry median of 14.81. Firstcaution's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current EBITDA Margin % is 12.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?
Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued.
The current stock price of €32.00 is trading 38% below its estimated GF Value™ of €51.58.
GuruFocus considers Firstcaution to be Significantly Undervalued.
Key valuation signals for XPAR:MLFIR:
EBITDA Margin %: 12.43% (26% above median its 10-year median of 9.85)
GF Value™: €51.58 vs. price of €32.00 (38% below fair value)
Industry Position: 16.1% below the Insurance median (#220 of 369)
No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
84GF Score
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