Firstcaution (XPAR:MLFIR) PEG Ratio: 0.89 (As of Jul. 02, 2026) — 96% Below Median


XPAR:MLFIR Firstcaution SA XPAR:MLFIR
83 GF Score
Price €32.00
GF Value €51.71
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Firstcaution PEG Ratio?

Firstcaution XPAR:MLFIR 83 PEG Ratio is 0.89 as of Jul. 02, 2026, which is 96% below its 10-year median of 20.12. GuruFocus rates XPAR:MLFIR with a GF Score™ of 83/100 and a GF Value™ of €51.71 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 185 Insurance companies, Firstcaution ranks worse than 51.89% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Firstcaution's PE Ratio without NRI is 49.16. Firstcaution's 5-Year EBITDA growth rate is 55.10%. Therefore, Firstcaution's PEG Ratio for today is 0.89.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Firstcaution's PEG Ratio or its related term are showing as below:

XPAR:MLFIR' s PEG Ratio Range Over the Past 10 Years
Min: 0.61   Med: 20.12   Max: 34
Current: 0.89


During the past 10 years, Firstcaution's highest PEG Ratio was 34.00. The lowest was 0.61. And the median was 20.12.


XPAR:MLFIR's PEG Ratio is ranked worse than
51.89% of 185 companies
in the Insurance industry
Industry Median: 0.85 vs XPAR:MLFIR: 0.89

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Firstcaution  (XPAR:MLFIR) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Firstcaution PEG Ratio Related Terms


Firstcaution PEG Ratio Historical Data

* Premium members only.

The historical data trend for Firstcaution's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstcaution PEG Ratio Chart

Firstcaution Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 20.12 1.24

Firstcaution Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 20.12 1.24

XPAR:MLFIR vs MRSH, AON, AJG: PEG Ratio Comparison

For the Insurance Brokers subindustry, Firstcaution's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Firstcaution PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Firstcaution's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Firstcaution's PEG Ratio falls into.


XPAR:MLFIR
83GF Score
Firstcaution SA XPAR:MLFIR
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firstcaution PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Firstcaution's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=49.155145929339/55.10
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.89 mean?
Firstcaution (XPAR:MLFIR) has a PEG Ratio of 0.89 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Firstcaution and its competitors. This is 96% below median its historical median of 20.12. Over the past decade, Firstcaution's PEG Ratio has ranged from 0.61 to 34.00. According to the industry distribution chart, Firstcaution ranks #96 out of 185 companies in the Insurance industry, placing it in the top 51.9%.
Is Firstcaution's PEG Ratio too high?
Firstcaution's current PEG Ratio of 0.89 is 96% below median its 10-year median of 20.12. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 34.00. The Insurance industry median PEG Ratio is 0.85. Firstcaution's value of 0.89 is 4.7% above this industry median. Based on the distribution chart, Firstcaution ranks #96 out of 185 companies in the Insurance industry, which is below the industry midpoint. Overall, Firstcaution has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's PEG Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Firstcaution ranks #96 out of 185 companies for PEG Ratio. This places Firstcaution in the lower half of its industry. The industry median PEG Ratio is 0.85. Firstcaution's value of 0.89 is 4.7% above this benchmark. Historically, Firstcaution's own PEG Ratio has ranged from 0.61 to 34.00 over the past decade. While the company's 10-year median is 20.12 vs. the industry median of 0.85, Firstcaution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.85, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstcaution's current PEG Ratio of 0.89 is 4.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Firstcaution and its competitors. For the Insurance industry, the median PEG Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstcaution's current PEG Ratio is 0.89, which is 96% below median its own 10-year median of 20.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €51.71, compared to a current price of €32.00 — trading 38.1% below its estimated fair value. The current PEG Ratio is 0.89, which is 96% below median its 10-year median of 20.12 and 4.7% above the Insurance industry median of 0.85. Firstcaution's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current PEG Ratio is 0.89 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?

Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued. The current stock price of €32.00 is trading 38.1% below its estimated GF Value™ of €51.71. GuruFocus considers Firstcaution to be Significantly Undervalued.

Key valuation signals for XPAR:MLFIR:

  • PEG Ratio: 0.89 (96% below median its 10-year median of 20.12)
  • GF Value™: €51.71 vs. price of €32.00 (38.1% below fair value)
  • GF Score™: 83/100 with 1 warning sign
  • Industry Position: 4.7% above the Insurance median (#96 of 185)

No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firstcaution Business Description

Address Avenue Edouard-Rod 4, CP 1155, Nyon, CHE, 1260
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
83GF Score

Get the complete analysis for XPAR:MLFIR

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.00
Price
€51.71
GF Value