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FirstcautionXPAR:MLFIR 79 EV-to-EBIT is 30.87 as of Aug. 03, 2026, which is 22% below its 10-year median of 39.61. GuruFocus rates XPAR:MLFIR with a GF Score™ of 79/100 and a GF Value™ of €52.44 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 345 Insurance companies, Firstcaution ranks worse than 90.72% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Firstcaution's Enterprise Value for the quarter that ended in Dec. 2025 was €141.96 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Firstcaution's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €3.05 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstcaution EV-to-EBIT Related Terms
Firstcaution EV-to-EBIT Historical Data
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The historical data trend for Firstcaution's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:MLFIR vs MRSH, AON, AJG: EV-to-EBIT Comparison
For the Insurance Brokers subindustry, Firstcaution's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstcaution EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Firstcaution's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Firstcaution's EV-to-EBIT falls into.
Firstcaution's current Enterprise Value is €94.20 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Firstcaution's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was €3.05 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstcaution (XPAR:MLFIR) has a EV-to-EBIT of 30.87 as of Aug. 03, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Firstcaution and its competitors. This is 22% below median its historical median of 39.61. According to the industry distribution chart, Firstcaution ranks #313 out of 345 companies in the Insurance industry, placing it in the top 90.7%.
Is Firstcaution's EV-to-EBIT too high?
Firstcaution's current EV-to-EBIT of 30.87 is 22% below median its 10-year median of 39.61. The Insurance industry median EV-to-EBIT is 8.55. Firstcaution's value of 30.87 is 261.1% above this industry median. Based on the distribution chart, Firstcaution ranks #313 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Firstcaution has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's EV-to-EBIT compare to MRSH and AON?
According to the Insurance industry distribution chart, Firstcaution ranks #313 out of 345 companies for EV-to-EBIT. This places Firstcaution in the lower half of its industry. The industry median EV-to-EBIT is 8.55. Firstcaution's value of 30.87 is 261.1% above this benchmark. While the company's 10-year median is 39.61 vs. the industry median of 8.55, Firstcaution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.55, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstcaution's current EV-to-EBIT of 30.87 is 261.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Firstcaution and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstcaution's current EV-to-EBIT is 30.87, which is 22% below median its own 10-year median of 39.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €52.44, compared to a current price of €32.00 — trading 39% below its estimated fair value. The current EV-to-EBIT is 30.87, which is 22% below median its 10-year median of 39.61 and 261.1% above the Insurance industry median of 8.55. Firstcaution's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current EV-to-EBIT is 30.87 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?
Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued.
The current stock price of €32.00 is trading 39% below its estimated GF Value™ of €52.44.
GuruFocus considers Firstcaution to be Significantly Undervalued.
Key valuation signals for XPAR:MLFIR:
EV-to-EBIT: 30.87 (22% below median its 10-year median of 39.61)
GF Value™: €52.44 vs. price of €32.00 (39% below fair value)
Industry Position: 261.1% above the Insurance median (#313 of 345)
No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
79GF Score
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