Firstcaution (XPAR:MLFIR) Long-Term Debt: €1.61 Mil (As of Dec. 2025)


XPAR:MLFIR Firstcaution SA XPAR:MLFIR
84 GF Score
Price €32.00
GF Value €51.92
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Firstcaution Long-Term Debt?

Firstcaution XPAR:MLFIR 84 Long-Term Debt is €1.61 Mil as of Dec. 2025. GuruFocus rates XPAR:MLFIR with a GF Score™ of 84/100 and a GF Value™ of €51.92 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Firstcaution's Long-Term Debt for the quarter that ended in Dec. 2025 was €1.61 Mil.

Firstcaution's quarterly Long-Term Debt increased from Dec. 2023 (€1.59 Mil) to Dec. 2024 (€1.61 Mil) but then stayed the same from Dec. 2024 (€1.61 Mil) to Dec. 2025 (€1.61 Mil).

Firstcaution's annual Long-Term Debt increased from Dec. 2023 (€1.59 Mil) to Dec. 2024 (€1.61 Mil) but then stayed the same from Dec. 2024 (€1.61 Mil) to Dec. 2025 (€1.61 Mil).

Firstcaution  (XPAR:MLFIR) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Firstcaution Long-Term Debt Related Terms

Firstcaution Long-Term Debt Historical Data

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The historical data trend for Firstcaution's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firstcaution Long-Term Debt Chart

Firstcaution Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 1.52 1.59 1.61 1.61

Firstcaution Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.44 1.52 1.59 1.61 1.61
XPAR:MLFIR
84GF Score
Firstcaution SA XPAR:MLFIR
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €1.61 Mil mean?
Firstcaution (XPAR:MLFIR) has a Long-Term Debt of €1.61 Mil as of Dec. 2025.
Is Firstcaution's Long-Term Debt too high?
Firstcaution's current Long-Term Debt is €1.61 Mil. Overall, Firstcaution has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's Long-Term Debt compare to MRSH and AON?
Firstcaution's Long-Term Debt of €1.61 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for an Insurance company?
A good Long-Term Debt depends on the Insurance industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Firstcaution's current Long-Term Debt is €1.61 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €51.92, compared to a current price of €32.00 — trading 38.4% below its estimated fair value. The current Long-Term Debt is €1.61 Mil. Firstcaution's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current Long-Term Debt is €1.61 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?

Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued. The current stock price of €32.00 is trading 38.4% below its estimated GF Value™ of €51.92. GuruFocus considers Firstcaution to be Significantly Undervalued.

Key valuation signals for XPAR:MLFIR:

  • Long-Term Debt: €1.61 Mil
  • GF Value™: €51.92 vs. price of €32.00 (38.4% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Firstcaution Business Description

Address Avenue Edouard-Rod 4, CP 1155, Nyon, CHE, 1260
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
84GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€32.00
Price
€51.92
GF Value