FirstcautionXPAR:MLFIR 84 OCF Margin % is 31.03% as of Dec. 2025, which is 11% below its 10-year median of 34.83. GuruFocus rates XPAR:MLFIR with a GF Score™ of 84/100 and a GF Value™ of €51.58 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Firstcaution ranks better than 85.23% on this metric.
The historical rank and industry rank for Firstcaution's OCF Margin % or its related term are showing as below:
XPAR:MLFIR'
s OCF Margin % Range Over the Past 10 Years
Min: 20.02 Med: 34.83 Max: 49.1
Current: 31.03
During the past 10 years, the highest OCF Margin % of Firstcaution was 49.10%. The lowest was 20.02%. And the median was 34.83%.
XPAR:MLFIR's OCF Margin % is ranked better than 85.23% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs XPAR:MLFIR: 31.03
Firstcaution OCF Margin % Related Terms
Firstcaution OCF Margin % Historical Data
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The historical data trend for Firstcaution's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:MLFIR vs MRSH, AON, AJG: OCF Margin % Comparison
For the Insurance Brokers subindustry, Firstcaution's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstcaution OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Firstcaution's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Firstcaution's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstcaution (XPAR:MLFIR) has a OCF Margin % of 31.03% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Firstcaution and its competitors. This is 11% below median its historical median of 34.83. Over the past decade, Firstcaution's OCF Margin % has ranged from 20.02 to 49.10. According to the industry distribution chart, Firstcaution ranks #74 out of 501 companies in the Insurance industry, placing it in the top 14.8%.
Is Firstcaution's OCF Margin % too high?
Firstcaution's current OCF Margin % of 31.03% is 11% below median its 10-year median of 34.83. Over the past 10 years, this metric has ranged from a low of 20.02 to a high of 49.10. The Insurance industry median OCF Margin % is 10.85. Firstcaution's value of 31.03% is 186% above this industry median. Based on the distribution chart, Firstcaution ranks #74 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Firstcaution has a GF Score™ of 84/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's OCF Margin % compare to MRSH and AON?
According to the Insurance industry distribution chart, Firstcaution ranks #74 out of 501 companies for OCF Margin %. This places Firstcaution in the top 15% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. Firstcaution's value of 31.03% is 186% above this benchmark. Historically, Firstcaution's own OCF Margin % has ranged from 20.02 to 49.10 over the past decade. While the company's 10-year median is 34.83 vs. the industry median of 10.85, Firstcaution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstcaution's current OCF Margin % of 31.03% is 186% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Firstcaution and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstcaution's current OCF Margin % is 31.03%, which is 11% below median its own 10-year median of 34.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €51.58, compared to a current price of €32.00 — trading 38% below its estimated fair value. The current OCF Margin % is 31.03%, which is 11% below median its 10-year median of 34.83 and 186% above the Insurance industry median of 10.85. Firstcaution's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current OCF Margin % is 31.03% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?
Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued.
The current stock price of €32.00 is trading 38% below its estimated GF Value™ of €51.58.
GuruFocus considers Firstcaution to be Significantly Undervalued.
Key valuation signals for XPAR:MLFIR:
OCF Margin %: 31.03% (11% below median its 10-year median of 34.83)
GF Value™: €51.58 vs. price of €32.00 (38% below fair value)
Industry Position: 186% above the Insurance median (#74 of 501)
No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
84GF Score
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