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FirstcautionXPAR:MLFIR 79 EV-to-EBITDA is 23.71 as of Aug. 04, 2026, which is 50% below its 10-year median of 47.48. GuruFocus rates XPAR:MLFIR with a GF Score™ of 79/100 and a GF Value™ of €52.46 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 346 Insurance companies, Firstcaution ranks worse than 88.15% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Firstcaution's enterprise value is €94.28 Mil.
Firstcaution's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €3.98 Mil. Therefore, Firstcaution's EV-to-EBITDA for today is 23.71.
The historical rank and industry rank for Firstcaution's EV-to-EBITDA or its related term are showing as below:
XPAR:MLFIR'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 12.56 Med: 47.48 Max: 1300.62
Current: 23.71
During the past 10 years, the highest EV-to-EBITDA of Firstcaution was 1300.62. The lowest was 12.56. And the median was 47.48.
XPAR:MLFIR's EV-to-EBITDA is ranked worse than 88.15% of 346
companies
in the Insurance industry
Industry Median: 8.255
vs XPAR:MLFIR: 23.71
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Firstcaution's PE Ratio (TTM) for today is calculated as:
Firstcaution's share price for today is €32.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Firstcaution's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €0.651.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Firstcaution's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAR:MLFIR vs MRSH, AON, AJG: EV-to-EBITDA Comparison
For the Insurance Brokers subindustry, Firstcaution's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Firstcaution EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Firstcaution's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Firstcaution's EV-to-EBITDA falls into.
Firstcaution's current Enterprise Value is €94.28 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Firstcaution's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was €3.98 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Firstcaution (XPAR:MLFIR) has a EV-to-EBITDA of 23.71 as of Aug. 04, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Firstcaution. This is 50% below median its historical median of 47.48. Over the past decade, Firstcaution's EV-to-EBITDA has ranged from 12.56 to 1,300.62. According to the industry distribution chart, Firstcaution ranks #305 out of 346 companies in the Insurance industry, placing it in the top 88.2%.
Is Firstcaution's EV-to-EBITDA too high?
Firstcaution's current EV-to-EBITDA of 23.71 is 50% below median its 10-year median of 47.48. Over the past 10 years, this metric has ranged from a low of 12.56 to a high of 1,300.62. The Insurance industry median EV-to-EBITDA is 8.26. Firstcaution's value of 23.71 is 187.2% above this industry median. Based on the distribution chart, Firstcaution ranks #305 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Firstcaution has a GF Score™ of 79/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Firstcaution's EV-to-EBITDA compare to MRSH and AON?
According to the Insurance industry distribution chart, Firstcaution ranks #305 out of 346 companies for EV-to-EBITDA. This places Firstcaution in the lower half of its industry. The industry median EV-to-EBITDA is 8.26. Firstcaution's value of 23.71 is 187.2% above this benchmark. Historically, Firstcaution's own EV-to-EBITDA has ranged from 12.56 to 1,300.62 over the past decade. While the company's 10-year median is 47.48 vs. the industry median of 8.26, Firstcaution has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.26, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Firstcaution's current EV-to-EBITDA of 23.71 is 187.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Firstcaution. For the Insurance industry, the median EV-to-EBITDA is 8.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Firstcaution's current EV-to-EBITDA is 23.71, which is 50% below median its own 10-year median of 47.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firstcaution stock overvalued right now?
Based on GuruFocus' analysis, Firstcaution (XPAR:MLFIR) is currently considered Significantly Undervalued. The stock's GF Value™ is €52.46, compared to a current price of €32.00 — trading 39% below its estimated fair value. The current EV-to-EBITDA is 23.71, which is 50% below median its 10-year median of 47.48 and 187.2% above the Insurance industry median of 8.26. Firstcaution's overall GF Score™ is 79/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Firstcaution (XPAR:MLFIR), the current EV-to-EBITDA is 23.71 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Firstcaution (XPAR:MLFIR) Overvalued in 2026?
Based on GuruFocus' analysis, Firstcaution stock appears to be undervalued.
The current stock price of €32.00 is trading 39% below its estimated GF Value™ of €52.46.
GuruFocus considers Firstcaution to be Significantly Undervalued.
Key valuation signals for XPAR:MLFIR:
EV-to-EBITDA: 23.71 (50% below median its 10-year median of 47.48)
GF Value™: €52.46 vs. price of €32.00 (39% below fair value)
Industry Position: 187.2% above the Insurance median (#305 of 346)
No single metric tells the full story. See the XPAR:MLFIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Firstcaution SA is an insurance company engaged in processing and providing rental deposit guarantees for private and commercial leases in Switzerland. It offers commercial lease deposit, combined cash deposit and guarantee, and individual risk assessment products to business customers; and guarantees for residential or commercial leases of private customers.
79GF Score
Get the complete analysis for XPAR:MLFIR
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