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Exzeo GroupXZO +1.52%39 EBITDA Margin % is 50.53% as of Jun. 2026. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 365 Insurance companies, Exzeo Group ranks better than 92.6% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Exzeo Group's EBITDA for the
three
months ended in Jun. 2026 was $29.2 Mil. Exzeo Group's Revenue for the
three
months ended in Jun. 2026 was $57.8 Mil. Therefore, Exzeo Group's EBITDA margin for the quarter that ended in Jun. 2026 was 50.53%.
Exzeo Group (NYSE:XZO) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Exzeo Group EBITDA Margin % Related Terms
Exzeo Group EBITDA Margin % Historical Data
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The historical data trend for Exzeo Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XZO vs IGIC, PLGO, SUND: EBITDA Margin % Comparison
For the Insurance - Diversified subindustry, Exzeo Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Exzeo Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exzeo Group (XZO) has a EBITDA Margin % of 50.53% as of Jun. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Exzeo Group and its competitors. According to the industry distribution chart, Exzeo Group ranks #27 out of 365 companies in the Insurance industry, placing it in the top 7.4%.
Is Exzeo Group's EBITDA Margin % too high?
Exzeo Group's current EBITDA Margin % is 50.53%. The Insurance industry median EBITDA Margin % is 14.38. Exzeo Group's value of 50.53% is 251.4% above this industry median. Based on the distribution chart, Exzeo Group ranks #27 out of 365 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's EBITDA Margin % compare to IGIC and PLGO?
According to the Insurance industry distribution chart, Exzeo Group ranks #27 out of 365 companies for EBITDA Margin %. This places Exzeo Group in the top 7% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.38. Exzeo Group's value of 50.53% is 251.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.38, based on 365 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current EBITDA Margin % of 50.53% is 251.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Exzeo Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current EBITDA Margin % is 50.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current EBITDA Margin % of 50.53%. The current EBITDA Margin % is 50.53% and 251.4% above the Insurance industry median of 14.38. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Exzeo Group (XZO), the current EBITDA Margin % is 50.53% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score
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