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Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Exzeo Group's Enterprise Value is $1,313.1 Mil.
Exzeo Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $110.7 Mil. Therefore, Exzeo Group's EV-to-EBIT ratio for today is 11.86.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Exzeo Group's Enterprise Value is $1,313.1 Mil.
Exzeo Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $113.7 Mil. Therefore, Exzeo Group's EV-to-EBITDA ratio for today is 11.55.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Exzeo Group's Enterprise Value is $1,313.1 Mil.
Exzeo Group's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was $221.8 Mil. Therefore, Exzeo Group's EV-to-Revenue ratio for today is 5.92.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Exzeo Group's Enterprise Value is $1,313.1 Mil.
Exzeo Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $81.5 Mil. Therefore, Exzeo Group's EV-to-FCF ratio for today is 16.11.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Exzeo Group (NYSE:XZO) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Exzeo Group's current Enterprise Value is $1,313.1 Mil.
Exzeo Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $110.7 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Exzeo Group's current Enterprise Value is $1,313.1 Mil.
Exzeo Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $113.7 Mil.
Exzeo Group's current Enterprise Value is $1,313.1 Mil.
Exzeo Group's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $221.8 Mil.
Exzeo Group's current Enterprise Value is $1,313.1 Mil.
Exzeo Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $83.7 Mil.
Exzeo Group's current Enterprise Value is $1,313.1 Mil.
Exzeo Group's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $81.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exzeo Group Enterprise Value Related Terms
Exzeo Group Enterprise Value Historical Data
* Premium members only.
The historical data trend for Exzeo Group's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XZO vs IGIC, PLGO, SUND: Enterprise Value Comparison
For the Insurance - Diversified subindustry, Exzeo Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Exzeo Group's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Exzeo Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of $1,313.1 Mil mean?
Exzeo Group (XZO) has a Enterprise Value of $1,313.1 Mil as of Sep. 11, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Exzeo Group and its competitors.
Is Exzeo Group's Enterprise Value too high?
Exzeo Group's current Enterprise Value is $1,313.1 Mil. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's Enterprise Value compare to IGIC and PLGO?
Exzeo Group's Enterprise Value of $1,313.1 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Exzeo Group and its competitors. Exzeo Group's current Enterprise Value is $1,313.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current Enterprise Value of $1,313.1 Mil. The current Enterprise Value is $1,313.1 Mil. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Exzeo Group (XZO), the current Enterprise Value is $1,313.1 Mil as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score
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