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Exzeo GroupXZO +1.52%39 3-1 Month Momentum % is 18.86% as of Sep. 11, 2026. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 569 Insurance companies, Exzeo Group ranks better than 86.99% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-11), Exzeo Group's 3-1 Month Momentum % is 18.86%.
The industry rank for Exzeo Group's 3-1 Month Momentum % or its related term are showing as below:
XZO's 3-1 Month Momentum % is ranked better than 86.99% of 569
companies
in the Insurance industry
Industry Median: 4.52
vs XZO: 18.86
Exzeo Group (NYSE:XZO) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Exzeo Group 3-1 Month Momentum % Related Terms
XZO vs IGIC, PLGO, SUND: 3-1 Month Momentum % Comparison
For the Insurance - Diversified subindustry, Exzeo Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Exzeo Group's 3-1 Month Momentum % falls into.
Exzeo Group (NYSE:XZO) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exzeo Group (XZO) has a 3-1 Month Momentum % of 18.86% as of Sep. 11, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Exzeo Group and its competitors. According to the industry distribution chart, Exzeo Group ranks #74 out of 569 companies in the Insurance industry, placing it in the top 13%.
Is Exzeo Group's 3-1 Month Momentum % too high?
Exzeo Group's current 3-1 Month Momentum % is 18.86%. The Insurance industry median 3-1 Month Momentum % is 4.52. Exzeo Group's value of 18.86% is 317.3% above this industry median. Based on the distribution chart, Exzeo Group ranks #74 out of 569 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's 3-1 Month Momentum % compare to IGIC and PLGO?
According to the Insurance industry distribution chart, Exzeo Group ranks #74 out of 569 companies for 3-1 Month Momentum %. This places Exzeo Group in the top 13% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.52. Exzeo Group's value of 18.86% is 317.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 4.52, based on 569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current 3-1 Month Momentum % of 18.86% is 317.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Exzeo Group and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current 3-1 Month Momentum % is 18.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current 3-1 Month Momentum % of 18.86%. The current 3-1 Month Momentum % is 18.86% and 317.3% above the Insurance industry median of 4.52. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Exzeo Group (XZO), the current 3-1 Month Momentum % is 18.86% as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score
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