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Exzeo GroupXZO +1.52%39 PS Ratio is 6.47 as of Sep. 11, 2026, which is 3% below its 10-year median of 6.66. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 498 Insurance companies, Exzeo Group ranks worse than 94.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Exzeo Group's share price is $16.02.
Exzeo Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was $2.48. Hence, Exzeo Group's PS Ratio for today is 6.47.
The historical rank and industry rank for Exzeo Group's PS Ratio or its related term are showing as below:
XZO'
s PS Ratio Range Over the Past 10 Years
Min: 5.32 Med: 6.66 Max: 9.83
Current: 6.52
During the past 6 years, Exzeo Group's highest PS Ratio was 9.83. The lowest was 5.32. And the median was 6.66.
XZO's PS Ratio is ranked worse than 94.78% of 498
companies
in the Insurance industry
Industry Median: 1.11
vs XZO: 6.52
Exzeo Group Inc revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Exzeo Group was 23.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 75.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 49.80% per year.
During the past 6 years, Exzeo Group's highest 3-Year average Revenue per Share Growth Rate was 75.20% per year. The lowest was 27.70% per year. And the median was 50.80% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Exzeo Group PS Ratio Related Terms
Exzeo Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Exzeo Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Exzeo Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Exzeo Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Exzeo Group's Share Price of today is $16.02. Exzeo Group's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Exzeo Group (XZO) has a PS Ratio of 6.47 as of Sep. 11, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Exzeo Group and its competitors. This is near median its historical median of 6.66. Over the past decade, Exzeo Group's PS Ratio has ranged from 5.32 to 9.83. According to the industry distribution chart, Exzeo Group ranks #472 out of 498 companies in the Insurance industry, placing it in the top 94.8%.
Is Exzeo Group's PS Ratio too high?
Exzeo Group's current PS Ratio of 6.47 is near median its 10-year median of 6.66. Over the past 10 years, this metric has ranged from a low of 5.32 to a high of 9.83. The Insurance industry median PS Ratio is 1.11. Exzeo Group's value of 6.47 is 482.9% above this industry median. Based on the distribution chart, Exzeo Group ranks #472 out of 498 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's PS Ratio compare to IGIC and PLGO?
According to the Insurance industry distribution chart, Exzeo Group ranks #472 out of 498 companies for PS Ratio. This places Exzeo Group in the lower half of its industry. The industry median PS Ratio is 1.11. Exzeo Group's value of 6.47 is 482.9% above this benchmark. Historically, Exzeo Group's own PS Ratio has ranged from 5.32 to 9.83 over the past decade. While the company's 10-year median is 6.66 vs. the industry median of 1.11, Exzeo Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.11, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current PS Ratio of 6.47 is 482.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Exzeo Group and its competitors. For the Insurance industry, the median PS Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current PS Ratio is 6.47, which is near median its own 10-year median of 6.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current PS Ratio of 6.47. The current PS Ratio is 6.47, which is near median its 10-year median of 6.66 and 482.9% above the Insurance industry median of 1.11. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Exzeo Group (XZO), the current PS Ratio is 6.47 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score
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