Exzeo GroupXZO +3.89%35 Market Cap is $1,699.3 Mil as of Jul. 05, 2026. GuruFocus rates XZO with a GF Score™ of 35/100. Among 523 Insurance companies, Exzeo Group ranks better than 62.91% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Exzeo Group's share price for the quarter that ended in Mar. 2026 was $14.67. Exzeo Group's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 90.9 Mil. Therefore, Exzeo Group's market cap for the quarter that ended in Mar. 2026 was $1,333.8 Mil.
Exzeo Group's quarterly market cap
increased
from Sep. 2025 ($0.0 Mil) to Dec. 2025 ($2,205.0 Mil) but then
declined
from Dec. 2025 ($2,205.0 Mil) to Mar. 2026 ($1,333.8 Mil).
Exzeo Group's annual market cap
stayed the same
from Dec. 2023 ($0.0 Mil) to Dec. 2024 ($0.0 Mil) but then
increased
from Dec. 2024 ($0.0 Mil) to Dec. 2025 ($2,205.0 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Exzeo Group's Enterprise Value for Today is $1,474.8 Mil.
Exzeo Group (NYSE:XZO) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Exzeo Group Market Cap Related Terms
Exzeo Group Market Cap Historical Data
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The historical data trend for Exzeo Group's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Exzeo Group's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's Market Cap distribution charts can be found below:
* The bar in red indicates where Exzeo Group's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Exzeo Group's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exzeo Group (XZO) has a Market Cap of $1,699.3 Mil as of Jul. 05, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Exzeo Group and its competitors. According to the industry distribution chart, Exzeo Group ranks #194 out of 523 companies in the Insurance industry, placing it in the top 37.1%.
Is Exzeo Group's Market Cap too high?
Exzeo Group's current Market Cap is $1,699.3 Mil. The Insurance industry median Market Cap is 679.80. Exzeo Group's value of $1,699.3 Mil is 150% above this industry median. Based on the distribution chart, Exzeo Group ranks #194 out of 523 companies in the Insurance industry, which is above the industry midpoint. Overall, Exzeo Group has a GF Score™ of 35/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's Market Cap compare to IGIC and PLGO?
According to the Insurance industry distribution chart, Exzeo Group ranks #194 out of 523 companies for Market Cap. This puts Exzeo Group in the upper half of its industry. The industry median Market Cap is 679.80. Exzeo Group's value of $1,699.3 Mil is 150% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 679.80, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current Market Cap of $1,699.3 Mil is 150% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Exzeo Group and its competitors. For the Insurance industry, the median Market Cap is 679.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current Market Cap is $1,699.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current Market Cap of $1,699.3 Mil. The current Market Cap is $1,699.3 Mil and 150% above the Insurance industry median of 679.80. Exzeo Group's overall GF Score™ is 35/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Exzeo Group (XZO), the current Market Cap is $1,699.3 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
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