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Exzeo GroupXZO +1.52%39 Pretax Margin % is 54.38% as of Jun. 2026. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review. Among 496 Insurance companies, Exzeo Group ranks better than 94.56% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Exzeo Group's Pre-Tax Income for the
three
months ended in Jun. 2026 was $31.4 Mil. Exzeo Group's Revenue for the
three
months ended in Jun. 2026 was $57.8 Mil. Therefore, Exzeo Group's pretax margin for the quarter that ended in Jun. 2026 was 54.38%.
The historical rank and industry rank for Exzeo Group's Pretax Margin % or its related term are showing as below:
XZO'
s Pretax Margin % Range Over the Past 10 Years
Min: -84.6 Med: -15.41 Max: 52.4
Current: 52.4
XZO's Pretax Margin % is ranked better than 94.56% of 496
companies
in the Insurance industry
Industry Median: 12.315
vs XZO: 52.40
Exzeo Group (NYSE:XZO) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Exzeo Group Pretax Margin % Related Terms
Exzeo Group Pretax Margin % Historical Data
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The historical data trend for Exzeo Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XZO vs IGIC, PLGO, SUND: Pretax Margin % Comparison
For the Insurance - Diversified subindustry, Exzeo Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Exzeo Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Exzeo Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Exzeo Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Exzeo Group (XZO) has a Pretax Margin % of 54.38% as of Jun. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Exzeo Group and its competitors. According to the industry distribution chart, Exzeo Group ranks #27 out of 496 companies in the Insurance industry, placing it in the top 5.4%.
Is Exzeo Group's Pretax Margin % too high?
Exzeo Group's current Pretax Margin % is 54.38%. The Insurance industry median Pretax Margin % is 12.32. Exzeo Group's value of 54.38% is 341.6% above this industry median. Based on the distribution chart, Exzeo Group ranks #27 out of 496 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's Pretax Margin % compare to IGIC and PLGO?
According to the Insurance industry distribution chart, Exzeo Group ranks #27 out of 496 companies for Pretax Margin %. This places Exzeo Group in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.32. Exzeo Group's value of 54.38% is 341.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.32, based on 496 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current Pretax Margin % of 54.38% is 341.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Exzeo Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current Pretax Margin % is 54.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current Pretax Margin % of 54.38%. The current Pretax Margin % is 54.38% and 341.6% above the Insurance industry median of 12.32. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Exzeo Group (XZO), the current Pretax Margin % is 54.38% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score
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