XZO (Exzeo Group) ROCE %: 39.58% (As of Jun. 2026)

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XZO Exzeo Group Inc XZO
39 GF Score
Price $16.02
! 2 Warning Signs
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What is Exzeo Group ROCE %?

Exzeo Group XZO +1.52% 39 ROCE % is 39.58% as of Jun. 2026. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review.

ROCE % measures how well a company generates profits from its capital. It is calculated as EBIT divided by Capital Employed, where Capital Employed is calculated as Total Assets minus Total Current Liabilities. Exzeo Group's annualized ROCE % for the quarter that ended in Jun. 2026 was 39.58%.

Exzeo Group  (NYSE:XZO) ROCE % Explanation

ROCE % can be especially useful when comparing the performance of capital-intensive companies. Unlike ROE %, which indicates the profitability of Shareholders Equity, ROCE % also considers long-term debt in Capital Employed. This can be helpful when analyzing companies with significant debt, as the result is neutralized by taking debt into consideration.

Generally speaking, a higher ROCE % indicates a stonger profitability for a company. Moreover, it is important to look at the ratio from a long term perspective. Investors tend to favor companies with stable and rising ROCE % trend over those with volatile ones.

Exzeo Group ROCE % Related Terms

Exzeo Group ROCE % Historical Data

* Premium members only.

The historical data trend for Exzeo Group's ROCE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exzeo Group ROCE % Chart

Exzeo Group Annual Data
Trend Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
ROCE %
Get a 7-Day Free Trial -17.78 -31.44 0.90 23.86 74.42

Exzeo Group Quarterly Data
Dec19 Sep20 Dec20 Sep21 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROCE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 168.00 146.06 65.64 36.84 39.58
XZO
39GF Score
Exzeo Group Inc XZO
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Exzeo Group ROCE % Calculation

Exzeo Group's annualized ROCE % for the fiscal year that ended in Dec. 2025 is calculated as:

ROCE %=EBIT/( (Capital Employed+Capital Employed)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=110.292/( ( (89.441 - 56.376) + (347.734 - 84.389) )/ 2 )
=110.292/( (33.065+263.345)/ 2 )
=110.292/148.205
=74.42 %

Exzeo Group's ROCE % of for the quarter that ended in Jun. 2026 is calculated as:

ROCE %=EBIT (1)/( (Capital Employed+Capital Employed)/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=EBIT/( ( (Total Assets - Total Current Liabilities)+(Total Assets - Total Current Liabilities) )/ count )
(Q: Jun. 2026 )  (Q: Mar. 2026 )(Q: Jun. 2026 )
=113.852/( ( (379.768 - 98.576) + (385.783 - 91.735) )/ 2 )
=113.852/( ( 281.192 + 294.048 )/ 2 )
=113.852/287.62
=39.58 %

(1) Note: The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of 39.58% mean?
Exzeo Group (XZO) has a ROCE % of 39.58% as of Jun. 2026.
Is Exzeo Group's ROCE % too high?
Exzeo Group's current ROCE % is 39.58%. The Insurance industry median ROCE % is 7.46. Exzeo Group's value of 39.58% is 430.6% above this industry median. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's ROCE % compare to IGIC and PLGO?
Exzeo Group's ROCE % of 39.58% can be compared against companies in the Insurance industry. The industry median ROCE % is 7.46. Exzeo Group's value of 39.58% is 430.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 7.46, based on 61 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Exzeo Group's current ROCE % of 39.58% is 430.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 7.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Exzeo Group's current ROCE % is 39.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current ROCE % of 39.58%. The current ROCE % is 39.58% and 430.6% above the Insurance industry median of 7.46. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Exzeo Group (XZO), the current ROCE % is 39.58% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Exzeo Group Business Description

Address 1000 Century Park Drive, Tampa, FL, USA, 33607
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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