XZO (Exzeo Group) Asset Turnover: 0.15 (As of Jun. 2026)

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XZO Exzeo Group Inc XZO
39 GF Score
Price $16.02
! 2 Warning Signs
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What is Exzeo Group Asset Turnover?

Exzeo Group XZO +1.52% 39 Asset Turnover is 0.15 as of Jun. 2026. GuruFocus rates XZO with a GF Score™ of 39/100. The stock has 2 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Exzeo Group's Revenue for the three months ended in Jun. 2026 was $57.8 Mil. Exzeo Group's Total Assets for the quarter that ended in Jun. 2026 was $382.8 Mil. Therefore, Exzeo Group's Asset Turnover for the quarter that ended in Jun. 2026 was 0.15.

Asset Turnover is linked to ROE % through Du Pont Formula. Exzeo Group's annualized ROE % for the quarter that ended in Jun. 2026 was 33.06%. It is also linked to ROA % through Du Pont Formula. Exzeo Group's annualized ROA % for the quarter that ended in Jun. 2026 was 24.32%.


Exzeo Group  (NYSE:XZO) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Exzeo Group's annulized ROE % for the quarter that ended in Jun. 2026 is

ROE %**(Q: Jun. 2026 )
=Net Income/Total Stockholders Equity
=93.076/281.556
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(93.076 / 231.148)*(231.148 / 382.7755)*(382.7755/ 281.556)
=Net Margin %*Asset Turnover*Equity Multiplier
=40.27 %*0.6039*1.3595
=ROA %*Equity Multiplier
=24.32 %*1.3595
=33.06 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Exzeo Group's annulized ROA % for the quarter that ended in Jun. 2026 is

ROA %(Q: Jun. 2026 )
=Net Income/Total Assets
=93.076/382.7755
=(Net Income / Revenue)*(Revenue / Total Assets)
=(93.076 / 231.148)*(231.148 / 382.7755)
=Net Margin %*Asset Turnover
=40.27 %*0.6039
=24.32 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) net income data. The Revenue data used here is four times the quarterly (Jun. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Exzeo Group Asset Turnover Related Terms


Exzeo Group Asset Turnover Historical Data

* Premium members only.

The historical data trend for Exzeo Group's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Exzeo Group Asset Turnover Chart

Exzeo Group Annual Data
Trend Dec19 Dec20 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial 0.41 0.29 0.14 0.38 0.99

Exzeo Group Quarterly Data
Dec19 Sep20 Dec20 Sep21 Dec23 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.35 0.32 0.20 0.15 0.15

XZO vs IGIC, PLGO, SUND: Asset Turnover Comparison

For the Insurance - Diversified subindustry, Exzeo Group's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Exzeo Group Asset Turnover vs Insurance Industry

For the Insurance industry and Financial Services sector, Exzeo Group's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Exzeo Group's Asset Turnover falls into.


XZO
39GF Score
Exzeo Group Inc XZO
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Exzeo Group Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Exzeo Group's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=216.98/( (89.441+347.734)/ 2 )
=216.98/218.5875
=0.99

Exzeo Group's Asset Turnover for the quarter that ended in Jun. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=57.787/( (379.768+385.783)/ 2 )
=57.787/382.7755
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.15 mean?
Exzeo Group (XZO) has a Asset Turnover of 0.15 as of Jun. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Exzeo Group and its competitors.
Is Exzeo Group's Asset Turnover too high?
Exzeo Group's current Asset Turnover is 0.15. Overall, Exzeo Group has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Exzeo Group's Asset Turnover compare to IGIC and PLGO?
Exzeo Group's Asset Turnover of 0.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for an Insurance company?
A good Asset Turnover depends on the Insurance industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Exzeo Group and its competitors. Exzeo Group's current Asset Turnover is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Exzeo Group stock overvalued right now?
Exzeo Group (XZO) has a current Asset Turnover of 0.15. The current Asset Turnover is 0.15. Exzeo Group's overall GF Score™ is 39/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Exzeo Group (XZO), the current Asset Turnover is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Exzeo Group Business Description

Address 1000 Century Park Drive, Tampa, FL, USA, 33607
Exzeo Group Inc provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a proprietary platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty, or P&C, insurance ecosystem. Its Insurance-as-a-Service (IaaS) platform, which it refers to as the Exzeo Platform, currently includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, the company provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents.
39GF Score

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Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.02
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