HDB Financial Services (NSE:HDBFS) EBITDA per Share: ₹59.23 (TTM As of Mar. 2026)


NSE:HDBFS HDB Financial Services Ltd NSE:HDBFS
22 GF Score
Price ₹744.30
! 3 Warning Signs
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What is HDB Financial Services EBITDA per Share?

HDB Financial Services NSE:HDBFS -0.37% 22 EBITDA per Share is ₹59.23 as of Mar. 2026. GuruFocus rates NSE:HDBFS with a GF Score™ of 22/100. The stock has 3 warning signs investors should review. Among 316 Credit Services companies, HDB Financial Services ranks better than 57.28% on this metric.

HDB Financial Services's EBITDA per Share for the three months ended in Mar. 2026 was ₹20.95. Its EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹59.23.

During the past 12 months, the average EBITDA per Share Growth Rate of HDB Financial Services was 6.30% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 14.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per Share growth rate using EBITDA per Share data.

The historical rank and industry rank for HDB Financial Services's EBITDA per Share or its related term are showing as below:

NSE:HDBFS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 14.1   Med: 14.1   Max: 14.1
Current: 14.1

During the past 4 years, the highest 3-Year average EBITDA per Share Growth Rate of HDB Financial Services was 14.10% per year. The lowest was 14.10% per year. And the median was 14.10% per year.

NSE:HDBFS's 3-Year EBITDA Growth Rate is ranked better than
57.28% of 316 companies
in the Credit Services industry
Industry Median: 9.1 vs NSE:HDBFS: 14.10

HDB Financial Services's EBITDA for the three months ended in Mar. 2026 was ₹17,433 Mil.

During the past 12 months, the average EBITDA Growth Rate of HDB Financial Services was 5.90% per year. During the past 3 years, the average EBITDA Growth Rate was 13.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 4 years, the highest 3-Year average EBITDA Growth Rate of HDB Financial Services was 13.90% per year. The lowest was 13.90% per year. And the median was 13.90% per year.


HDB Financial Services  (NSE:HDBFS) EBITDA per Share Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals EBIT. EBIT is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost, it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies.


HDB Financial Services EBITDA per Share Related Terms


HDB Financial Services EBITDA per Share Historical Data

* Premium members only.

The historical data trend for HDB Financial Services's EBITDA per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDB Financial Services EBITDA per Share Chart

HDB Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
EBITDA per Share
57.67 75.68 80.61 85.72

HDB Financial Services Quarterly Data
Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
EBITDA per Share Get a 7-Day Free Trial 15.89 16.73 18.85 19.43 20.95
NSE:HDBFS
22GF Score
HDB Financial Services Ltd NSE:HDBFS
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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HDB Financial Services EBITDA per Share Calculation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

HDB Financial Services's EBITDA per Share for the fiscal year that ended in Mar. 2026 is calculated as

EBITDA per Share(A: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=70624/823.854
=85.72

HDB Financial Services's EBITDA per Share for the quarter that ended in Mar. 2026 is calculated as

EBITDA per Share(Q: Mar. 2026 )
=EBITDA/Shares Outstanding (Diluted Average)
=17433/832.151
=20.95

EBITDA per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹59.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA per Share →
What does a EBITDA per Share of ₹59.23 mean?
HDB Financial Services (NSE:HDBFS) has a EBITDA per Share of ₹59.23 as of Mar. 2026. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on HDB Financial Services and its competitors. According to the industry distribution chart, HDB Financial Services ranks #135 out of 316 companies in the Credit Services industry, placing it in the top 42.7%.
Is HDB Financial Services' EBITDA per Share too high?
HDB Financial Services' current EBITDA per Share is ₹59.23. Based on the distribution chart, HDB Financial Services ranks #135 out of 316 companies in the Credit Services industry, which is above the industry midpoint. Overall, HDB Financial Services has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does HDB Financial Services' EBITDA per Share compare to V and MA?
According to the Credit Services industry distribution chart, HDB Financial Services ranks #135 out of 316 companies for EBITDA per Share. This puts HDB Financial Services in the upper half of its industry. The industry median EBITDA per Share is 9.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA per Share for a Credit Services company?
The median EBITDA per Share among Credit Services companies is 9.10, based on 316 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA per Share significantly above this median, while those in the bottom quartile fall well below. However, EBITDA per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA per Share mean?
A high EBITDA per Share can signal that a stock is expensive relative to its fundamentals. EBITDA per share is the per-share amount of earnings before interest, taxes, depreciation and amortization. View historical data on HDB Financial Services and its competitors. For the Credit Services industry, the median EBITDA per Share is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDB Financial Services's current EBITDA per Share is ₹59.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDB Financial Services stock overvalued right now?
HDB Financial Services (NSE:HDBFS) has a current EBITDA per Share of ₹59.23. The current EBITDA per Share is ₹59.23. HDB Financial Services' overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA per Share calculated?
EBITDA per Share is calculated from a company's financial statements. For HDB Financial Services (NSE:HDBFS), the current EBITDA per Share is ₹59.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

HDB Financial Services Business Description

Other Exchanges 544429:India
Address Tukaram Sandam Marg, A-Subhash Road, HDB House, Vile Parle (East), Navpada, Mumbai, MH, IND, 400057
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
22GF Score

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EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹744.30
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