HDB Financial Services (NSE:HDBFS) ROE % Adjusted to Book Value: 6.49% (As of Mar. 2026)


NSE:HDBFS HDB Financial Services Ltd NSE:HDBFS
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What is HDB Financial Services ROE % Adjusted to Book Value?

HDB Financial Services NSE:HDBFS +1.17% 9 ROE % Adjusted to Book Value is 6.49% as of Mar. 2026. GuruFocus rates NSE:HDBFS with a GF Score™ of 9/100. The stock has 3 warning signs investors should review.

HDB Financial Services's ROE % for the quarter that ended in Mar. 2026 was 14.53%. HDB Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 2.24. HDB Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 6.49%.

HDB Financial Services ROE % Adjusted to Book Value Related Terms

HDB Financial Services ROE % Adjusted to Book Value Historical Data

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The historical data trend for HDB Financial Services's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDB Financial Services ROE % Adjusted to Book Value Chart

HDB Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
0.00 0.00 0.00 6.22

HDB Financial Services Quarterly Data
Mar23 Mar24 Sep24 Dec24 Mar25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial 0.00 0.00 4.12 0.00 6.49

NSE:HDBFS vs V, MA, AXP: ROE % Adjusted to Book Value Comparison

For the Credit Services subindustry, HDB Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HDB Financial Services ROE % Adjusted to Book Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, HDB Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where HDB Financial Services's ROE % Adjusted to Book Value falls into.


NSE:HDBFS
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HDB Financial Services Ltd NSE:HDBFS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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HDB Financial Services ROE % Adjusted to Book Value Calculation

HDB Financial Services's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.94% / 2.24
=6.22%

HDB Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.53% / 2.24
=6.49%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 6.49% mean?
HDB Financial Services (NSE:HDBFS) has a ROE % Adjusted to Book Value of 6.49% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HDB Financial Services and its competitors.
Is HDB Financial Services' ROE % Adjusted to Book Value too high?
HDB Financial Services' current ROE % Adjusted to Book Value is 6.49%. Overall, HDB Financial Services has a GF Score™ of 9/100, reflecting its overall financial health beyond just this single metric.
How does HDB Financial Services' ROE % Adjusted to Book Value compare to V and MA?
HDB Financial Services' ROE % Adjusted to Book Value of 6.49% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HDB Financial Services and its competitors. HDB Financial Services's current ROE % Adjusted to Book Value is 6.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDB Financial Services stock overvalued right now?
HDB Financial Services (NSE:HDBFS) has a current ROE % Adjusted to Book Value of 6.49%. The current ROE % Adjusted to Book Value is 6.49%. HDB Financial Services' overall GF Score™ is 9/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For HDB Financial Services (NSE:HDBFS), the current ROE % Adjusted to Book Value is 6.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

HDB Financial Services Business Description

Other Exchanges 544429:India
Address Tukaram Sandam Marg, A-Subhash Road, HDB House, Vile Parle (East), Navpada, Mumbai, MH, IND, 400057
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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