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HDB Financial ServicesNSE:HDBFS -0.67%15 Net Cash per Share is ₹0.00 as of Jun. 2026. GuruFocus rates NSE:HDBFS with a GF Score™ of 15/100. The stock has 3 warning signs investors should review. Among 72 Credit Services companies, HDB Financial Services ranks worse than 1388887.5% on this metric.
The historical rank and industry rank for HDB Financial Services's Net Cash per Share or its related term are showing as below:
NSE:HDBFS's Price-to-Net-Cash is not ranked *
in the Credit Services industry.
Industry Median: 6.46 * Ranked among companies with meaningful Price-to-Net-Cash only.
HDB Financial Services (NSE:HDBFS) Net Cash per Share Explanation
Ben Graham invested in situations where the company's stock price was lower than its net-cash. He assigned some value to the company's other current asset. The value is called Net Current Asset Value (NCAV). One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Graham's strategy produced similar results.
You can find companies that are traded below their Net Current Asset Value (NCAV) with our Net-Net screener.
HDB Financial Services Net Cash per Share Related Terms
HDB Financial Services Net Cash per Share Historical Data
* Premium members only.
The historical data trend for HDB Financial Services's Net Cash per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:HDBFS vs V, MA, AXP: Net Cash per Share Comparison
For the Credit Services subindustry, HDB Financial Services's Price-to-Net-Cash, along with its competitors' market caps and Price-to-Net-Cash data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HDB Financial Services Price-to-Net-Cash vs Credit Services Industry
For the Credit Services industry and Financial Services sector, HDB Financial Services's Price-to-Net-Cash distribution charts can be found below:
* The bar in red indicates where HDB Financial Services's Price-to-Net-Cash falls into.
HDB Financial Services Net Cash per Share Calculation
In the calculation of a company's Net Cash per Share, assets other than cash and short term investments are considered to be worth nothing. But the company has to pay its debt and other liabilities in full. This is an extremely conservative way of valuation. Most companies have negative Net Cash per Share. But sometimes a company's price may be lower than its net-cash.
HDB Financial Services's Net Cash per Share for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HDB Financial Services (NSE:HDBFS) has a Net Cash per Share of ₹0.00 as of Jun. 2026. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on HDB Financial Services and its competitors. According to the industry distribution chart, HDB Financial Services ranks #999999 out of 72 companies in the Credit Services industry.
Is HDB Financial Services' Net Cash per Share too high?
HDB Financial Services' current Net Cash per Share is ₹0.00. Based on the distribution chart, HDB Financial Services ranks #999999 out of 72 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, HDB Financial Services has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does HDB Financial Services' Net Cash per Share compare to V and MA?
According to the Credit Services industry distribution chart, HDB Financial Services ranks #999999 out of 72 companies for Net Cash per Share. This places HDB Financial Services in the lower half of its industry. The industry median Net Cash per Share is 6.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Cash per Share for a Credit Services company?
The median Net Cash per Share among Credit Services companies is 6.46, based on 72 companies in the industry. Companies in the top quartile (top 25%) have a Net Cash per Share significantly above this median, while those in the bottom quartile fall well below. However, Net Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Cash per Share mean?
A high Net Cash per Share can signal that a stock is expensive relative to its fundamentals. Net cash per share equals the per-share value of cash and equivalents less total liabilities and minority interest. View historical data on HDB Financial Services and its competitors. For the Credit Services industry, the median Net Cash per Share is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDB Financial Services's current Net Cash per Share is ₹0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDB Financial Services stock overvalued right now?
HDB Financial Services (NSE:HDBFS) has a current Net Cash per Share of ₹0.00. The current Net Cash per Share is ₹0.00. HDB Financial Services' overall GF Score™ is 15/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Cash per Share calculated?
Net Cash per Share is calculated from a company's financial statements. For HDB Financial Services (NSE:HDBFS), the current Net Cash per Share is ₹0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
HDB Financial Services Ltd is a non-banking finance company that provides lending services and business process outsourcing. The company also offers services related to the marketing and promotion of various financial products. Additionally, it provides BPO services that encompass back-office services such as form processing, document verification, finance and accounting services, and correspondence management, as well as front-office services including contact center management, outbound marketing, and collection services. The company's operating segments are: Lending services and BPO services. The majority of its revenue is generated from the Lending services segment, which includes providing finance to retail customers for a variety of purposes. Its operations are concentrated in India.
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