Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) EBITDA: ₺19,229 Mil (TTM As of Sep. 2025)


IST:ANSGR Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
59 GF Score
Price ₺28.02
GF Value ₺43.00
Valuation Possible Value Trap
! 6 Warning Signs
View Full Analysis

What is Anadolu Anonim Turk Sigorta Sirketi EBITDA?

Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR -1.34% 59 EBITDA is ₺19,229 Mil as of Sep. 2025. GuruFocus rates IST:ANSGR with a GF Score™ of 59/100 and a GF Value™ of ₺43.00 (Possible Value Trap). The stock has 6 warning signs investors should review.

Anadolu Anonim Turk Sigorta Sirketi's EBITDA for the three months ended in Sep. 2025 was ₺5,025 Mil. Its EBITDA for the trailing twelve months (TTM) ended in Sep. 2025 was ₺19,229 Mil.

During the past 12 months, the average EBITDA Growth Rate of Anadolu Anonim Turk Sigorta Sirketi was 48.90% per year. During the past 3 years, the average EBITDA Growth Rate was 160.20% per year. During the past 5 years, the average EBITDA Growth Rate was 98.10% per year. During the past 10 years, the average EBITDA Growth Rate was 58.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA Growth Rate using EBITDA data.

During the past 13 years, the highest 3-Year average EBITDA Growth Rate of Anadolu Anonim Turk Sigorta Sirketi was 160.20% per year. The lowest was -20.00% per year. And the median was 38.50% per year.

Anadolu Anonim Turk Sigorta Sirketi's EBITDA per Share for the three months ended in Sep. 2025 was ₺2.51. Its EBITDA per share for the trailing twelve months (TTM) ended in Sep. 2025 was ₺9.61.

During the past 12 months, the average EBITDA per Share Growth Rate of Anadolu Anonim Turk Sigorta Sirketi was 48.90% per year. During the past 3 years, the average EBITDA per Share Growth Rate was 160.30% per year. During the past 5 years, the average EBITDA per Share Growth Rate was 98.20% per year. During the past 10 years, the average EBITDA per Share Growth Rate was 58.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBITDA per share growth rate using EBITDA per Share data.

During the past 13 years, the highest 3-Year average EBITDA per Share Growth Rate of Anadolu Anonim Turk Sigorta Sirketi was 160.30% per year. The lowest was -19.80% per year. And the median was 38.60% per year.

Anadolu Anonim Turk Sigorta Sirketi  (IST:ANSGR) EBITDA Explanation

EBITDA is a cash flow measure that ignores changes in working capital. EBITDA minus Depreciation, and Amortization (DA) equals Operating Income. Operating Income is profit before interest and taxes. Of course, Interest and taxes need to be paid.

While depreciation and amortization expenses do not need to be paid in cash, assets - especially tangible assets - do need to be replaced over time. EBITDA is not a measure of profit in any sense. EBITDA is a measure of cash generation by a business where the uses of that cash may be more or less discretionary depending on the nature of the business.

The EBITDA of a TV station is largely discretionary. Owners may use much of the EBITDA generated by a TV station as they see fit. The EBITDA of a railroad is largely non-discretionary. Owners must use much of the EBITDA generated by a railroad to replace the physical assets of the railroad or the business will literally fall apart over time.

EBITDA can be thought of as the cash a business generates that is available to:

Add more inventory
Add more receivables
Replace property, plant, and equipment
Add more property, plant, and equipment
Pay interest
Pay taxes
And finally: pay owners

EBITDA is widely used in financial analysis because Depreciation and Amortization are not present day cash expenses.. Depreciation and amortization are the spreading out of the costs of assets over the time in which those assets provide benefits. Today's depreciation and amortization expenses relate to assets bought in the past. The assets being expensed may or may not need to be replaced in the future. And the cost to replace the assets may be more or less than it was in the past. For this reason, the depreciation and amortization expenses a company records in the present year may have no relationship to the actual cash costs needed to maintain its assets in future years.

A company's depreciation expense depends on both its expectations about the assets it owns and its choice of accounting methods. Two companies owning identical assets may have different depreciation expenses because they have different expectations about the useful lives of those assets and because they make different accounting choices.

Analysts use EBITDA to remove this element of personal choice from a company's accounting statements. The use of EBITDA is an attempt to make the results of different companies more comparable and uniform.


Be Aware

Although depreciation is not a cash cost it is a real business cost because the company has to pay for the fixed assets when they purchase them. Both Warren Buffett and Charlie Munger hate the idea of EBITDA because in this calculation, depreciation is not counted as an expense.

EBITDA over Revenue is a good metric for comparing the operating efficiencies between companies because EBITDA is less vulnerable to companies' accounting choices. For this reason, EBITDA is used in ranking the Predictability of Companies. Also Price-to-EBITDA is sometimes used in valuations.


Anadolu Anonim Turk Sigorta Sirketi EBITDA Related Terms


Anadolu Anonim Turk Sigorta Sirketi EBITDA Historical Data

* Premium members only.

The historical data trend for Anadolu Anonim Turk Sigorta Sirketi's EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Anadolu Anonim Turk Sigorta Sirketi EBITDA Chart

Anadolu Anonim Turk Sigorta Sirketi Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 706.90 914.88 1,857.56 8,702.82 16,121.61

Anadolu Anonim Turk Sigorta Sirketi Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,554.92 4,509.67 3,636.73 6,057.57 5,024.67

IST:ANSGR vs BRK.A, AIG, HIG: EBITDA Comparison

For the Insurance - Diversified subindustry, Anadolu Anonim Turk Sigorta Sirketi's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Anadolu Anonim Turk Sigorta Sirketi EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Anadolu Anonim Turk Sigorta Sirketi's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Anadolu Anonim Turk Sigorta Sirketi's EV-to-EBITDA falls into.


IST:ANSGR
59GF Score
Anadolu Anonim Turk Sigorta Sirketi IST:ANSGR
EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.

Anadolu Anonim Turk Sigorta Sirketi's EBITDA for the fiscal year that ended in Dec. 2024 is calculated as

EBITDA(A: Dec. 2024 )
=Pre-Tax Income+Interest Expense+Depreciation, Depletion and Amortization
=14797.643+1149.042+174.921
=16,122

Anadolu Anonim Turk Sigorta Sirketi's EBITDA for the quarter that ended in Sep. 2025 is calculated as

EBITDA(Q: Sep. 2025 )
=EBIT+Depreciation, Depletion and Amortization
=4971.109+53.561
=5,025

EBITDA for the trailing twelve months (TTM) ended in Sep. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺19,229 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sometimes companies may have already deducted Depreciation and Amortization from Gross Profit. In this case Depreciation and Amortization needs to be added back when calculating EBITDA.

Frequently Asked Questions Learn more about EBITDA →
What does a EBITDA of ₺19,229 Mil mean?
Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) has a EBITDA of ₺19,229 Mil as of Sep. 2025. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Anadolu Anonim Turk Sigorta Sirketi.
Is Anadolu Anonim Turk Sigorta Sirketi's EBITDA too high?
Anadolu Anonim Turk Sigorta Sirketi's current EBITDA is ₺19,229 Mil. Overall, Anadolu Anonim Turk Sigorta Sirketi has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Anadolu Anonim Turk Sigorta Sirketi's EBITDA compare to BRK.A and AIG?
Anadolu Anonim Turk Sigorta Sirketi's EBITDA of ₺19,229 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA for an Insurance company?
A good EBITDA depends on the Insurance industry context. However, EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA mean?
A high EBITDA can signal that a stock is expensive relative to its fundamentals. Ebitda is the difference between operating revenue and operating expenses not including depreciation and amortization. View historical data on Anadolu Anonim Turk Sigorta Sirketi. Anadolu Anonim Turk Sigorta Sirketi's current EBITDA is ₺19,229 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Anadolu Anonim Turk Sigorta Sirketi stock overvalued right now?
Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) is currently considered Possible Value Trap. The stock's GF Value™ is ₺43.00, compared to a current price of ₺28.02 — trading 34.8% below its estimated fair value. The current EBITDA is ₺19,229 Mil. Anadolu Anonim Turk Sigorta Sirketi's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA calculated?
EBITDA is calculated from a company's financial statements. For Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR), the current EBITDA is ₺19,229 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Anadolu Anonim Turk Sigorta Sirketi (IST:ANSGR) Overvalued in 2026?

Based on GuruFocus' analysis, Anadolu Anonim Turk Sigorta Sirketi stock appears to be undervalued. The current stock price of ₺28.02 is trading 34.8% below its estimated GF Value™ of ₺43.00. GuruFocus considers Anadolu Anonim Turk Sigorta Sirketi to be Possible Value Trap.

Key valuation signals for IST:ANSGR:

  • EBITDA: ₺19,229 Mil
  • GF Value™: ₺43.00 vs. price of ₺28.02 (34.8% below fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the IST:ANSGR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Anadolu Anonim Turk Sigorta Sirketi Business Description

Address Ruzgarlibahce Mahallesi Kavak, Sokak No 31 34805 Kavacik /Istanbul, Anadolu Sigorta, Istanbul, TUR
Anadolu Anonim Turk Sigorta Sirketi is Turkish insurance company. The company offers health insurance, fire and natural disaster insurance and motor vehicle insurance. Insurance provided for fire and natural disasters covers material damages occurred due to fire, lightening, explosion or smoke, steam, and temperature resulted from fire, lightning, and explosion up to insurance policy limits. Motor vehicle insurance covers accident with the motorized or non-motorized vehicles which used in highways, crash with fixed or moving items, theft or attempted theft and burn. Health insurance covers treatment costs of illnesses or accidental injuries during the period of insurance. The company operates its business solely in Turkey. Most of the company's revenue consists of premium received.
59GF Score

Get the complete analysis for IST:ANSGR

EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺28.02
Price
₺43.00
GF Value